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9420 Mormon Creek Rd, Lolo, MT, 59847

3beds
2baths
2,725sqft
$849,900
$312price/sqft
$5,267/moest. monthly cost
$210,680/yrincome needed

About This Home

A true slice of the Montana mountain dream. 9420 Mormon Creek Road is a must-see property for anyone craving wooded privacy with easy access to Missoula. Nestled on 9.92 beautiful acres, this property boasts over 2,700 square feet of living space in addition a detached two-car garage and an outbuilding that provides an abundance of flexible use options. Plus, a trail system has been added to the property, allowing for a hike to become an everyday luxury. The main living area of the home features a radial shaped room, bursting with light through the countless windows looking onto your private wooded land. Wood flooring and wood slat ceilings tie in the feelings of your natural surroundings, and a wood stove, that can double as a cook top, provides a cozy focal point, especially in the winter months. The open kitchen is highlighted with granite counters providing ample prep space, as well as an abundance of cupboards and cabinets. The primary bedroom comes off the main living area, with wood finishes that provide a natural, warm feel to the room. A walk-in closet connects the primary bedroom to a bathroom that ties into the rest of the home with a granite topped vanity that matches the kitchen. The primary bedroom has a private entrance to the wrap around deck, providing easy access to the outdoors. The main level of the home includes a second bedroom and large bonus. A tiled sunroom can be filled with light, and access the home's spacious front deck. The second bedroom looks onto the wooded acreage, allowing you to wake into nature everyday. Both rooms come complete with a fireplace. As you go downstairs you are greeted by a walk-out basement and another cozy fireplace. Here, you'll have access to a nicely sized patio, and another opportunity to enjoy the peace that comes with this property. A lower-level bedroom functions as a second primary suite, with a direct connection to a bathroom and closet, as well as the laundry room. Built-in shelving add to the utility of this room. Rounding out the lower level of the home is a bonus room. Outside, the oversize two-car garage features enough room for your vehicles and has power. A two-level studio is a short distance away and could become the perfect place for an art studio, work-from home space, craft area, or just a quite place to relax. The lower level of this building has a garage door, with large driveway making vehicle access possible. This is another place that is only limited by your imagination, and could be great as shop or woodworking space or even just overflow storage for all your outdoor gear. This wooded land is truly serene, and could become your place to disconnect and unwind each day. The 9.92 acres are regularly visited by different types of wildlife, and are home to numerous varieties of beautiful wildflowers and trees. Over a mile of private trails have been added to the property, provided the opportunity for nature hikes out your back door. There are multiple places to relax including the large front deck, wrap around covered porch, or lower level covered patio. This property truly is a private piece of the woods, and a great option for anyone looking for a true Montana home. Come visit 9420 Mormon Creek Road, view the home and bonus spaces, and enjoy a leisurely hike around the property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Lolo Elementary SchoolGrades PK-42.5 mi
4/10
Lolo Middle SchoolGrades 5-82.5 mi
7/10
Sentinel High SchoolGrades 9-129.2 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Poured
  • Roof: Metal,Tile

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Water Purifier
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 948

Heating & Cooling

  • Heating features: Baseboard,Ductless,Electric,Stove
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 2,725 sqft

Property

Details

  • Parcel number: 04197504301070000
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch,Patio
  • Has view: Yes
  • View description: Trees/Woods
  • Topography of land: Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 9.92 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Wildfire
Winter Weather
Avalanche
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance $264$3,168
Property Taxes $519$6,228
Electricity $187$2,245
Total$5,267$63,204

Income You'd Need if You Spent...

35% on housing$180,582/yr
40% on housing$158,010/yr
45% on housing$140,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 59847$512
Missoula County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 59847$267
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$935,000
2024-02-13Sold--
2023-09-29Listed for sale$897,000
2014-05-08Sold--
2014-02-27Price change$284,900
2014-01-26Listed for sale$295,000
2013-12-10Sold--
2013-07-18Listing removed$306,000
2013-06-15Price change$306,000
2013-03-07Listed for sale$339,000
2013-01-02Listing removed$339,000
2012-12-04Listed for sale$339,000
2012-10-03Listing removed$339,000
2012-08-02Price change$339,000
2012-07-11Listed for sale$369,000

For Sale by Agent

AgentBenjamin Goble
BrokerageSoula Realty

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