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2845 Alder Road, Bellmore, NY, 11710

3beds
2baths
1,722sqft
$748,000
$434price/sqft
$5,379/moest. monthly cost
$215,160/yrincome needed

About This Home

Rare South Bellmore Waterfront Opportunity! This meticulously maintained two-story residence offers the ultimate Long Island coastal lifestyle. The light-filled interior features gleaming hardwood floors, a cozy electric fireplace, a formal dining room and a spacious eat-in kitchen appointed with premium granite countertops and stainless steel appliances. The versatile floor plan includes a private upper-level retreat featuring a primary bedroom, a full bath and a spacious loft – perfect for a home office or media room. This level offers seamless indoor-outdoor living with direct access to the exclusive upper-level deck from the second floor, complemented by a dedicated outside entrance. Designed for low maintenance, the exterior boasts a high-end Trex deck and a detached garage. A true boater’s delight, the property may accommodate 2 boats up to 35 ft and is located just a 10-minute boat ride to open water. Perfectly situated near local shopping, the LIRR, and beaches. Turnkey waterfront living at its finest - move-in ready. Interior sq footage is approximate.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
10/10

Construction

Condition

  • Year built: 1928

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Refrigerator
  • Laundry features: Washer/Dryer Hookup,Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Double Vanity,Eat-in Kitchen,Galley Type Kitchen,Granite Counters,Kitchen Island,Quartz/Quartzite Counters,Recessed Lighting,Walk Through Kitchen
  • Window features: Bay Window(s),Wood Frames
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,722
  • Total interior livable area: 1,722 sqft

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Parcel number: 2089632220000300
  • Special condition: None

Features

  • Levels: Two
  • On waterfront: Yes
  • Waterfront features: Canal Front,Waterfront

Lot

  • Lot size: 3,880 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,782$45,384
Home Insurance *$241$2,892
Property Taxes $1,072$12,864
Electricity $284$3,414
Total$5,379$64,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,422/yr
40% on housing$161,370/yr
45% on housing$143,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 11710$483
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11710$456
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$748,000
2020-10-23Sold$419,000
2020-03-31Listing removed$439,000
2019-10-30Price change$439,000
2019-09-16Price change$525,000
2019-09-15Price change$465,000
2019-08-11Price change$525,000
2019-07-29Price change$485,000
2019-06-26Listed for sale$525,000
2017-04-07Listing removed$3,200
2017-01-19Listed for rent$3,200
2014-11-21Listing removed$3,200
2014-09-21Listed for rent$3,200
2013-12-27Sold$335,000
2013-09-21Listing removed$375,000
2013-06-21Price change$375,000
2013-06-03Listed for sale$449,000
2013-03-02Listing removed$479,000
2012-08-30Listed for sale$479,000
2006-10-06Sold$400,000
2003-05-05Sold$375,000
2002-11-15Sold$300,000

For Sale by Agent

AgentChristine M. LaSpina
BrokerageSignature Premier Properties

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