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2643 Belmill Road, Bellmore, NY, 11710

3beds
4baths
2,526sqft
$1,249,000
$494price/sqft
$8,925/moest. monthly cost
$357,000/yrincome needed

About This Home

Waterfront Living at Its Finest! This exceptional waterfront home boasts 82 feet of bulkhead, offering the perfect setting for boating, entertaining, and enjoying breathtaking water views. The bright and spacious interior features an open, airy floor plan with hardwood floors throughout and an abundance of natural light. Generous living and dining areas provide ample space for both everyday living and hosting guests. The home includes a full finished basement, offering versatile space for a recreation room, home office, gym, media room, or guest accommodations. The luxurious full-floor primary suite serves as a private retreat, featuring expansive living space, serene water views, and access to multiple decks where you can relax and enjoy the coastal lifestyle. Ideally located in the highly desirable Bellmore-Merrick School District, this property combines waterfront living with exceptional convenience. Close to local shops, transportation, major highways, and an outstanding selection of restaurants, this is a rare opportunity to enjoy the best of both comfort and location. Don’t miss your chance to make this remarkable waterfront property your own

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

9/10
10/10

Construction

Condition

  • Year built: 1964

Materials

  • Construction materials: Shake Siding,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Exp Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Oven,Electric Range,Microwave,Oven,Range,Refrigerator,Stainless Steel Appliance(s),Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Other
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Baseboard,Oil,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,670
  • Total interior livable area: 2,526 sqft

Property

Details

  • Parcel number: 2089632630000770
  • Special condition: None

Features

  • On waterfront: Yes
  • Waterfront features: Bayfront,Bulkhead,Canal Access,Canal Front,Waterfront

Lot

  • Lot size: 8,208 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,Garage Door Opener,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$403$4,836
Property Taxes $1,790$21,480
Electricity $417$5,009
Total$8,925$107,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$306,000/yr
40% on housing$267,750/yr
45% on housing$238,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$494This listing

vs Other Active Listings

Avg $/sqft

ZIP 11710$481
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11710$456
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$1,199,000
2026-07-22Price change$1,249,000
2026-06-24Listed for sale$1,299,000
2014-11-13Sold$677,900
2014-08-09Price change$699,000
2014-07-02Price change$700,000
2014-05-07Listed for sale$739,000

For Sale by Agent

AgentAngela Alaimo
BrokerageDouglas Elliman Real Estate

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