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4530 Merrick Road, Massapequa, NY, 11758

4beds
3baths
3,500sqft
$1,989,000
$568price/sqft
$14,107/moest. monthly cost
$564,280/yrincome needed

About This Home

Biltmore Shores | Waterfront New Construction Opportunity | Being Sold As-Is / Partially Completed Discover a rare and expansive .55 acre waterfront offering in the desirable Biltmore Shores community. Located at 4530 Merrick Rd on the Grand Lagoon. This Multi-Level custom-designed home boasts approximately 3500SF, with a 14.1’ elevation and FEMA Compliant. It presents a unique opportunity for a buyer to complete construction to their own specifications. The current build features a town approved, planned layout including: 9-foot ceiling height, hi-hats, 200-amp electric service, four/five bedrooms, three full bathrooms, an 18'x14' eat-in kitchen open to a 15'x12' breakfast room with 12' sliders to a 72'x14' covered rear deck, a 20'x27' great room, 14'x14' dining room, and a 14'x14' den/study. The primary suite layout provides for an 17’8”x21' bedroom with a 14'x10' luxury bath, three walk-in closets, with private deck access to maximize waterfront views. The existing three bedrooms offer six foot closet space and measure 16’x12’, 13’8”x14’8”, and 14’x12’2” in size. See attached floor plan and other attachments. The full third level/Loft/Attic—approximately 2582sf offers significant future expansion potential, suitable for recreation, studio, office, or multigenerational living space. The lower grade level at approximately 3500SF includes a 2-car garage with an extended crawl-space workshop designed for 6-8 additional vehicles, potentially indoor-outdoor dining area with an additional 72x14 covered patio all leading out to the 140' bulkhead and a 26'x54' boathouse that brings the total bulkhead to 238’. All over-looking Massapequa Lake and the Grand Lagoon. The lagoon features approximately 20' depth at center with direct boating access to the Grand Canal and the Great South Bay, placing Fire Island and Robert Moses just minutes away by water. IMPORTANT: This property is being sold in as-is, partially constructed condition. The Buyer is responsible for all costs to complete construction. Plans, permits, surveys, and existing materials on-site will be included in the sale where applicable. Live the sought-after Biltmore lifestyle, with membership eligibility to the private Biltmore Beach Club (pool, marina, courts, seasonal events), proximity to the Massapequa Preserve, Massapequa School District, Local dining favorites, and Easy commuter access to NYC and the Hamptons. A truly rare and customizable waterfront estate opportunity!

Getting Around

76
WalkingVery Walkable
35
TransitSome Transit
58
BikeBikeable

Schools

5/10
--
Mhs Ames CampusGrades 91.3 mi
10/10
Massapequa High SchoolGrades 10-120.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stone,Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Second

Dining Room

  • Level: Second

Family Room

  • Level: Second

Features

  • First Floor Bedroom,First Floor Full Bath,Entrance Foyer,Open Floorplan,Primary Bathroom,Recessed Lighting,Storage
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows,New Windows
  • Attic: Full

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: None

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Kitchen

  • Level: Second

Laundry

  • Level: Second

Loft

  • Level: Third

Master Bedroom

  • Level: Second

Office

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: 2489650960007220
  • Special condition: None

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Panoramic,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Canal Access,Canal Front,Water Access,Waterfront
  • Frontage length: 140'

Lot

  • Lot size: 0.55 Acres
  • Features: Back Yard,Cleared,Front Yard,Level,Near Golf Course,Near Public Transit,Near School,Near Shops
  • Lot size dimensions: 140 x 170

Parking

  • Total spaces: 8
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,057$120,684
Home Insurance *$622$7,464
Property Taxes $2,850$34,200
Electricity $578$6,940
Total$14,107$169,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$483,668/yr
40% on housing$423,210/yr
45% on housing$376,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$568This listing

vs Other Active Listings

Avg $/sqft

ZIP 11758$488
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11758$478
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listed for sale$1,989,000
2026-05-11Listing removed$1,995,000
2026-03-26Price change$1,995,000
2025-11-11Listed for sale$2,050,000
2006-07-11Sold$1,095,000

New Construction

AgentElaine Patterson
BrokerageSignature Premier Properties

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