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327 N Transit St, Lockport, NY, 14094

3beds
2baths
1,460sqft
$225,000
$154price/sqft
$1,795/moest. monthly cost
$71,800/yrincome needed

About This Home

Welcome to 327 North Transit Street, Lockport, NY — a beautifully maintained home that blends classic charm, comfort, and unique entertaining spaces. This inviting 3-bedroom, 2-bath home offers a warm and welcoming atmosphere with thoughtful features designed for both everyday living and making memories. The home provides spacious living areas along with a finished attic offering flexible additional space perfect for a home office, guest area, hobby room, or private getaway. Each room provides comfort and character, creating a home that is both functional and inviting. Painting in progress will be finished before closing. One of the standout features of this property is the heated detached garage with a built-in bar, offering the perfect setting for entertaining, relaxing, watching the game, or enjoying hobbies year-round. This versatile space adds an incredible extension to the home and provides endless possibilities. Step outside and enjoy the charm of the cozy back porch, the perfect spot for morning coffee, quiet evenings, or gathering with friends and family. The backyard creates an inviting outdoor retreat complete with a fire pit area, ideal for relaxing under the stars.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
4/10
6/10
Lockport High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1878

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Range Hood
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Partial,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Dining Room
  • Flooring: Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,460
  • Total interior livable area: 1,460 sqft

Property

Details

  • Parcel number: 2909001090090002010000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 7,405 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 55 x 132

Parking

  • Total spaces: 2.5
  • Parking features: Detached,Garage,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$88$1,056
Property Taxes $324$3,888
Electricity $246$2,954
Total$1,795$21,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,542/yr
40% on housing$53,850/yr
45% on housing$47,866/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 14094$131
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14094$162
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$223,500
2026-07-14Listed for sale$225,000
2018-02-14Sold$123,400
2017-11-12Pending sale$119,900
2017-09-18Listed for sale$119,900
2017-09-18Pending sale$119,900
2017-07-16Price change$119,900
2017-07-02Listed for sale$124,900

For Sale by Agent

AgentJennifer Nenni
BrokerageRE/MAX Titanium LLC

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