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142 Spalding St, Lockport, NY, 14094

7beds
3baths
2,220sqft
$154,900
$70price/sqft
$1,432/moest. monthly cost
$57,280/yrincome needed

About This Home

Welcome to 142 Spalding Street! This spacious owner-occupied property offers an impressive 7 bedrooms, making it an ideal home for a large or multi-generational family. Currently being utilized as a single-family residence, the property can be easily converted back to a multi-family home, providing excellent flexibility for future use or investment potential. The home features updated kitchen improvements, a new electric stove, a new fridge, and a new electric washer and dryer setup. With newer windows, a roof that is less than 15 years old, and owned solar panels—featuring 11 panels for the front unit and 12 panels for the rear unit—this home offers incredible energy efficiency and peace of mind to the next owner. Outside, you'll find a large detached garage with space for two or more vehicles, along with plenty of off-street parking for family and guests. Whether you're looking for abundant living space, an owner-occupancy opportunity with future income potential, or room for an extended family, this versatile property is a must-see. Open House: Saturday, June 20 from 1pm - 3pm.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
6/10
Lockport High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1890

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Varies,Vinyl

Heating

  • Heating features: Electric,Solar,Forced Air

Interior Area

  • Total structure area: 2,220
  • Total interior livable area: 2,220 sqft

Property

Details

  • Parcel number: 2909001090180002023000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,405 sqft
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 52 x 141

Parking

  • Parking features: Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$60$720
Property Taxes $223$2,676
Electricity $366$4,402
Total$1,432$17,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,097/yr
40% on housing$42,960/yr
45% on housing$38,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 14094$132
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14094$162
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Price change$154,900
2026-06-22Price change$159,900
2026-06-09Listed for sale$179,900
2017-08-31Sold$70,000
2017-06-26Listed for sale$65,900
2017-06-26Pending sale$65,900
2017-06-12Listed for sale$65,900
2008-03-18Sold$16,500
2007-12-01Listed for sale$18,000
2005-04-26Sold$18,000
2005-01-11Sold$48,285
1999-02-02Sold$29,900
1998-07-31Sold$30,111

For Sale by Agent

AgentLakea Perry
BrokerageRedfin Real Estate

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