199 Cottage St, Lockport, NY, 14094
About This Home
Perfect home for first time homebuyers or investors. 2-bedroom, 1 full bathroom, heated 1 car garage with electric. Home includes refrigerator, gas stove, water, and dryer. Home is sold as-is.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Features
- Separate/Formal Living Room,Country Kitchen
- Flooring: Carpet,Hardwood,Laminate,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 756
- Total interior livable area: 756 sqft
Property
Details
- Parcel number: 2909001090780003081000
- Special condition: Standard
Features
- Exterior features: Blacktop Driveway
Lot
- Lot size: 3,920 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 38 x 97
Parking
- Total spaces: 1
- Parking features: Detached,Electricity,Garage,Heated Garage,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Niagara County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $39 | $468 |
| Property Taxes | $144 | $1,728 |
| Electricity | $246 | $2,954 |
| Total | $934 | $11,208 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $94,999 |
| 2026-07-25 | Price change | $100,000 |
| 2026-07-13 | Listed for sale | $114,900 |
| 2026-07-11 | Pending sale | $114,900 |
| 2026-07-09 | Price change | $114,900 |
| 2026-07-08 | Listed for sale | $119,900 |
| 2021-01-22 | Sold | $48,000 |
| 2020-12-07 | Pending sale | $49,900 |
| 2020-12-02 | Listed for sale | $49,900 |
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