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3924 Bell St, Niagara Falls, NY, 14305

5beds
2baths
1,350sqft
$199,900
$148price/sqft
$1,675/moest. monthly cost
$67,000/yrincome needed

About This Home

What a business opportunity! This five bedroom home is a well oiled machine with tons of income potential. This home brings in over $28,000.00 yearly in rents. Sold with leases going into 2027, stable income and future increases. Add this money making machine to your real estate portfolio. This well maintained home has been cared for, for over 6 years in the making. Newer roof, furnace, ac just to name a few. Parking pad in the back holding over 4 cars. Shed, patio, firepit. This home has hardwood floors and tons of amenities. Fully furnished and all kitchen appliances and washer and dryer are included. Each bedroom has 5 piece bedroom sets. Basement had drain tile installed in 2022. This home is turn key and ready to give you a hefty return on your investment. This is a huge business opportunity like no other. Well maintained home in the heart of DeVeaux and close proximity to Niagara University and Canadian border.

Getting Around

31
WalkingCar-Dependent
20
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

4/10
Maple Avenue SchoolGrades PK-60.2 mi
3/10
3/10
Niagara Falls High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Block,Poured
  • Roof: Asphalt
  • Construction materials: Brick,Other,Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Freezer,Gas Water Heater,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Living/Dining Room,Bedroom on Main Level
  • Flooring: Carpet,Hardwood,Laminate,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Property

Details

  • Parcel number: 2911001300630003013000
  • Special condition: Standard

Lot

  • Lot size: 5,201 sqft
  • Features: Other,Near Public Transit,Rectangular,Rectangular Lot,Residential Lot,See Remarks
  • Lot size dimensions: 40 x 130

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$131$1,572
Property Taxes $288$3,456
Electricity $246$2,954
Total$1,675$20,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,428/yr
40% on housing$50,250/yr
45% on housing$44,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 14305$81
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14305$121
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$199,900
2024-04-06Listing removed--
2024-03-14Price change$204,500
2024-03-05Price change$204,900
2024-01-29Listed for sale$214,900
2024-01-29Listing removed--
2023-12-11Listed for sale$224,900
2023-03-30Listing removed--
2023-03-10Price change$475
2023-03-06Listed for rent$2,375
2022-10-14Listing removed--
2022-06-28Listed for sale$249,900
2017-06-07Sold$89,900
2017-03-18Pending sale$94,900
2017-01-13Listed for sale$94,900
2007-07-03Sold$68,900

For Sale by Agent

AgentAlisa M Talarico
BrokerageCentury 21 North East

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