1148 Niagara Ave, Niagara Falls, NY, 14305
About This Home
Welcome to 1148 Niagara Ave! This well-maintained 3/3 double is an excellent opportunity for both investors and owner-occupants. Each spacious unit offers a functional layout with generous living space. Recent updates include one newer furnace and one new hot water tank. The property also features a full basement with glass block windows, a full walk-up attic offering additional storage potential, and a large parking area. Situated on a street with many single-family homes, this property offers a desirable location with strong long-term appeal. Whether you’re looking to expand your investment portfolio or live in one unit while generating rental income from the other, this is an opportunity you won’t want to miss!
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1910
Materials
- Construction materials: Composite Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 2,324
- Total interior livable area: 2,324 sqft
Property
Details
- Parcel number: 2911001440470001025000
- Special condition: Standard
Lot
- Lot size: 4,286 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 32 x 134
Parking
- Total spaces: 2
- Parking features: Common,Two or More Spaces
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Niagara County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $454 | $5,448 |
| Home Insurance * | $58 | $696 |
| Property Taxes | $129 | $1,548 |
| Electricity | $384 | $4,608 |
| Total | $1,025 | $12,300 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $89,900 |
| 2026-07-09 | Price change | $90,000 |
| 2026-06-17 | Price change | $99,999 |
| 2026-06-01 | Price change | $105,000 |
| 2026-05-26 | Price change | $125,000 |
| 2026-05-18 | Listed for sale | $135,000 |
| 1997-07-30 | Sold | $38,000 |
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