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702 Chilton Ave, Niagara Falls, NY, 14301

4beds
3baths
3,011sqft
$329,999
$110price/sqft
$2,996/moest. monthly cost
$119,840/yrincome needed

About This Home

Beautifully maintained brick victorian home with large welcoming front porch. Home features beautiful foyer with staircase leading to the second floor. Large great room with fireplace, dining room as well as eat in kitchen. Sparkling chandeliers thru out the home. Spacious closets thru out including walk-in pantry and a first floor 1/2 bath. Second floor features a large master with fireplace and a large walk-in closet. Three additional bedrooms with two full baths and linen closet in the hallway. Front and back staircase leads to the second floor. Long concrete driveway, full fenced in backyard with a large concrete patio. Full third floor with lots of potential. Walking distance to the Falls and NYS Trails. Recent updates kept home to original Victorian style, updates are: converting both fireplaces to cast iron gas inserts, tankless hot water heater (8yrs), new roof and gutters (full tear off with 30 year architectural shingles (6yrs), exterior painted (6yrs), full house air duct cleaning (1yr) and Glass block basement windows. Home is sold as is and is for sale by owner. Asking price includes washer, dryer, stove, and furniture ( cabinets, curios, grandfather clocks, dressers, beds, couches, tables, chairs and victorian lace curtains. Viewings by appointment only, contact owner (716) 946-0319.

Getting Around

70
WalkingVery Walkable
43
TransitSome Transit
71
BikeVery Bikeable

Schools

4/10
3/10
Niagara Falls High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,011 sqft

Property

Details

  • Parcel number: 29110014462276

Features

  • Exterior features: Shingle,Brick

Lot

  • Lot size: 5,980 sqft

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$356$4,272
Property Taxes $475$5,700
Electricity $497$5,971
Total$2,996$35,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,720/yr
40% on housing$89,880/yr
45% on housing$79,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 14301$81
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14301$99
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Listed for sale$369,999
2004-01-21Sold$45,000

For Sale by Owner

AgentProperty Owner

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