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14300 Cambridge Rd, Bonner, MT, 59823

3beds
4baths
3,981sqft
$1,125,000
$283price/sqft
$7,020/moest. monthly cost
$280,800/yrincome needed

About This Home

Tucked among the trees in a private gated community, this beautiful and spacious home offers the perfect blend of Montana tranquility and convenience, on the Blackfoot River and a short drive to Missoula. The thoughtfully designed layout features a main-level primary ensuite, kitchen, with dual ovens, integrated appliance storage, pantry, and living area, providing comfortable main-floor living. The lower level includes two additional bedrooms, a bonus room, a full bathroom, and den. The upper level offers a large living and recreation area complete with a wet bar, plus an additional bonus room ideal for guests, a home office, fitness space, or hobbies. Outside, enjoy the peaceful wooded setting with raised garden beds, a welcoming firepit area, wildlife, and a relaxing hot tub—perfect for soaking under the big Montana sky. This home is ideal for everyday living, entertaining, or the occasional Montana escape.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Bonner SchoolGrades PK-53.9 mi
4/10
Bonner 7-8Grades 6-83.9 mi
6/10
Hellgate High SchoolGrades 9-129.6 mi

Construction

Condition

  • Year built: 1997

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Disposal,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Wet Bar,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Central Vacuum
  • Flooring: Tile
  • Fireplace features: Pellet Stove,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,833

Heating & Cooling

  • Heating features: Propane,Radiant Floor
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,981
  • Total interior livable area: 3,981 sqft

Property

Details

  • Parcel number: 0003208100
  • Zoning description: None/Unknown
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Garden,Sprinkler/Irrigation
  • Spa features: Association
  • Has view: Yes
  • View description: Meadow,Mountain(s),Trees/Woods
  • On waterfront: Yes
  • Waterfront features: Seasonal

Lot

  • Lot size: 15.43 Acres
  • Features: Adjacent To Public Land,Lawn,Sprinklers In Ground

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Wildfire
Winter Weather
Avalanche
Landslide
Lightning

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance $447$5,364
Property Taxes $612$7,344
Electricity $273$3,280
Total$7,020$84,240

Income You'd Need if You Spent...

35% on housing$240,685/yr
40% on housing$210,600/yr
45% on housing$187,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 59823$350
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59823$269
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$1,125,000
2017-05-12Sold--
2016-04-02Listed for sale$520,000
2015-12-12Listing removed$545,000
2015-06-06Listed for sale$545,000

For Sale by Agent

AgentMeagan Campbell
BrokerageSilvercreek Realty Group

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