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548 10th St, Niagara Falls, NY, 14301

7beds
3baths
2,749sqft
$599,900
$218price/sqft
$4,999/moest. monthly cost
$199,960/yrincome needed

About This Home

Well-maintained three-unit, multi-family property featuring beautifully refinished woodwork throughout. Each unit offers a spacious two-bedroom, one-bath layout with a tastefully updated kitchen and bathroom. All units come fully equipped with a refrigerator, stove, washer, and dryer, providing convenience and comfort for residents. Updated windows allow for plenty of natural light. This property combines classic character with modern updates, making it an excellent opportunity for both owner-occupants and investors.

Getting Around

74
WalkingVery Walkable
34
TransitSome Transit
71
BikeVery Bikeable

Schools

4/10
3/10
Niagara Falls High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Brick,Other

Type & Style

  • Home type: MultiFamily
  • Architectural style: Triplex
  • Property subType: Triplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic
  • Flooring: Tile,Varies,Vinyl

Heating

  • Heating features: Gas,Baseboard,Hot Water

Interior Area

  • Total structure area: 2,749
  • Total interior livable area: 2,749 sqft

Property

Details

  • Parcel number: 2911001590220003020000
  • Zoning description: Residential Multi Use
  • Special condition: Standard

Features

  • Patio & porch: Balcony,Covered,Porch
  • Exterior features: Balcony

Lot

  • Lot size: 4,356 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 33 x 132

Parking

  • Parking features: Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$648$7,776
Property Taxes $864$10,368
Electricity $454$5,451
Total$4,999$59,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,394/yr
40% on housing$149,970/yr
45% on housing$133,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 14301$79
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14301$99
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Listed for sale$599,900
2025-07-27Listing removed$599,900
2024-11-26Listed for sale$599,900
2022-08-19Sold$125,000
2022-07-05Pending sale$129,900
2022-06-30Listed for sale$129,900
2018-08-14Listing removed$500
2018-07-23Listed for rent$500
2018-01-25Listing removed$525
2018-01-04Listed for rent$525
2017-10-16Sold$27,500
2017-06-15Sold$48,550
2017-04-19Listed for sale--
2001-07-16Sold$44,000

For Sale by Agent

AgentMichael A Johnson
BrokerageHoward Hanna WNY Inc.

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