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639 16th St, Niagara Falls, NY, 14301

4beds
2baths
1,764sqft
$139,000
$79price/sqft
$1,343/moest. monthly cost
$53,720/yrincome needed

About This Home

Investor Special / Flip Opportunity – Airbnb zone - 639 16th St, Niagara Falls, NY 143012-Family | 4 Bed | 2 Bath | 1,764 sq ft | Built 1900 | ~34x55 Lot (˜1,870 sq ft)Classic brick two-family on a quiet street in the 14301 zip code — a solid value-add project for flippers or rehab-to-rent investors. The property features a remodeled first-floor unit with central air, while the second floor offers upside potential.Key features for rehabbers:Two separate gas furnaces and hot water tanks (good mechanical bones) First floor already updated with central air Walk-up attic space for potential expansion Traditional layout with solid structure typical of early 1900s Niagara Falls builds Very walkable location (Walk Score 84) near Pine Avenue amenities, dining, shopping, and transit Priced for cashflow or an upgrade play in an area seeing renewed investor interest.

Getting Around

84
WalkingVery Walkable
35
TransitSome Transit
62
BikeBikeable

Schools

--
3/10
3/10
Niagara Falls High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,764 sqft

Property

Details

  • Parcel number: 2911001590240001015000
  • Special condition: Standard

Lot

  • Lot size: 1,868 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 34 x 55

Parking

  • Parking features: Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$150$1,800
Property Taxes $200$2,400
Electricity $291$3,498
Total$1,343$16,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,045/yr
40% on housing$40,290/yr
45% on housing$35,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 14301$81
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14301$99
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-10Listed for sale$139,000
2025-03-05Listing removed$850
2025-02-13Listed for rent$850
2024-02-06Listing removed--
2024-01-31Listed for rent$725
2020-07-15Listing removed$550
2020-06-03Listed for rent$550
2019-03-14Listing removed$500
2019-03-12Listed for rent$500
2018-12-06Listing removed$500
2018-10-24Price change$500
2018-09-19Listed for rent$550
2018-02-12Listing removed$500
2017-10-24Listed for rent$500
2014-10-10Sold$28,000

For Sale by Agent

AgentAlan Findlay
BrokerageBlue Eagle Realty Corp.

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