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535 20th St, Niagara Falls, NY, 14301

2beds
1baths
1,056sqft
$49,900
$47price/sqft
$622/moest. monthly cost
$24,880/yrincome needed

About This Home

Discover this beautiful updated ready to move single family home with 2 bedroom and 1 bathroom property along with 1 additional lot on the left side of the house. The location is quite and 10 minutes from Niagara Falls. The entire property was remodeled, renovated few years back. Now need some TLC. The location and exquisite interiors design make you feel at home with comfort, peace and tranquility. It’s a good investment too. The home is accessible to all amenities and facilities within 2 minutes driving distance and 10 minutes drive to access to all major highways and state ways. It’s a vacant property and you can schedule at any time with agent. Offer will be reviewed as they come. Please put your highest and best offer.

Getting Around

77
WalkingVery Walkable
32
TransitSome Transit
65
BikeBikeable

Schools

--
4/10
3/10
Niagara Falls High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Block,Frame,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Living/Dining Room,Other,See Remarks
  • Flooring: Carpet,Laminate,Tile,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 2911001590250003040000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Porch

Lot

  • Lot size: 3,123 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 25 x 125

Parking

  • Parking features: No Garage,Driveway,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$53$636
Property Taxes $71$852
Electricity $246$2,954
Total$622$7,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,325/yr
40% on housing$18,660/yr
45% on housing$16,586/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$47This listing

vs Other Active Listings

Avg $/sqft

ZIP 14301$82
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14301$99
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$53,500
2026-04-06Listed for sale$54,000
2025-07-01Listing removed$50,000
2025-04-03Listed for sale$50,000
2024-09-30Listing removed$59,000
2024-09-09Listed for sale$59,000
2024-07-19Listing removed--
2024-07-03Price change$59,000
2024-05-22Listed for sale$69,900
2020-04-20Listing removed$750
2020-03-09Listed for rent$750
2017-10-25Listing removed$750
2017-09-27Listed for rent$750
2017-09-26Sold$17,500
2017-08-18Listed for sale$10,000
2017-08-18Pending sale$10,000
2017-07-17Listing removed$10,000
2017-06-08Price change$10,000
2017-02-27Listed for sale$20,000
2016-10-20Listing removed$39,900
2016-04-19Listed for sale$39,900
2007-08-06Sold$13,870
2007-03-02Sold$11,559
2006-08-01Sold$46,658
2004-09-17Sold$37,900
2004-06-25Sold$38,247
1998-06-19Sold$27,000

For Sale by Agent

AgentRaqib Mahmud
BrokerageHUNT Real Estate Corporation

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