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626 29th St, Niagara Falls, NY, 14301

4beds
2baths
1,760sqft
$129,900
$74price/sqft
$1,273/moest. monthly cost
$50,920/yrincome needed

About This Home

Turnkey 2-Family Home in Niagara Falls – Ideal for Investors! Discover 626 29th Street – a fully updated 2-family residence offering excellent versatility in a convenient Niagara Falls location. This classic 1,760 sq ft duplex (built 1910) features 4 bedrooms and 2 bathrooms across two units, with a spacious layout perfect for families, roommates, or rental income. Completely rented buy for solid cash flow in a market with steady demand. Enjoy natural gas hot air heat, public utilities, vinyl/aluminum exterior, and a generous lot with room for outdoor enjoyment. Located near amenities, parks, and major routes, this property is a fantastic opportunity for first-time buyers, house hackers, or savvy investors looking to capitalize on Niagara Falls’ revitalization.

Getting Around

80
WalkingVery Walkable
29
TransitSome Transit
56
BikeBikeable

Schools

--
3/10
3/10
Niagara Falls High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Block,Concrete,Vinyl Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Property

Details

  • Parcel number: 2911001590270001040000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,079 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot
  • Lot size dimensions: 40 x 127

Parking

  • Parking features: One Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$140$1,680
Property Taxes $187$2,244
Electricity $290$3,490
Total$1,273$15,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,645/yr
40% on housing$38,190/yr
45% on housing$33,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 14301$81
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14301$99
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$129,900
2022-07-18Listing removed--
2022-06-17Listed for rent$800
2022-05-19Sold$98,000
2020-09-10Listing removed$675
2020-08-24Listed for rent$675
2017-10-14Listing removed$575
2017-09-09Listed for rent$575
2017-02-03Listing removed$550
2017-01-29Listed for rent$550
2016-10-03Listing removed$52,900
2016-07-06Listed for sale$52,900
2012-04-03Sold$22,000
2011-10-08Listed for sale$29,900

For Sale by Agent

AgentAlan Findlay
BrokerageBlue Eagle Realty Corp.

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