438 20th St, Niagara Falls, NY, 14303
About This Home
Step into this beautifully updated home where every detail has been thoughtfully refreshed. Enjoy brand-new laminate flooring in the living and dining areas, complemented by sleek tile in the kitchen and bathroom. The fully upgraded kitchen boasts new cabinets, marble countertops, a stylish backsplash, and modern appliances, including an electric stove, microwave, refrigerator, and exhaust fan. The bathroom gleams with new tile, a modern vanity, glass shower door, shower seat and all-new fixtures. Freshly painted walls and ceilings bring a bright, welcoming atmosphere throughout, with new windows and interior doors adding a polished touch. Even the basement is refreshed, featuring painted floors, glass block windows which let in alot of light, and a well-maintained furnace, hot water tank, and electric panel. There are two rooms in the basement that could be used for additional living space. Outside, a fresh coat of paint, a sealed roof, and a brand-new front door ensure curb appeal is as stunning as the interior. There is a covered porch to enjoy as well as a large back yard!. Move right in and enjoy this turnkey, fully modernized home!
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1920
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Exhaust Fan,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Range Hood
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Eat-in Kitchen,Separate/Formal Living Room,Living/Dining Room,Bedroom on Main Level,Main Level Primary
- Flooring: Laminate,Tile,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 800
- Total interior livable area: 800 sqft
Property
Details
- Parcel number: 2911001590330001026000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 3,123 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 25 x 125
Parking
- Parking features: No Garage,No Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Niagara County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $581 | $6,972 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $165 | $1,980 |
| Electricity | $246 | $2,954 |
| Total | $1,129 | $13,548 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-03 | Price change | $115,000 |
| 2026-06-23 | Listed for sale | $120,000 |
| 2025-10-20 | Listing removed | $150,000 |
| 2025-07-15 | Price change | $150,000 |
| 2025-04-29 | Price change | $165,000 |
| 2025-04-17 | Price change | $170,000 |
| 2025-03-20 | Listed for sale | $180,000 |
| 2021-10-25 | Sold | $35,000 |
| 2021-07-07 | Pending sale | $39,999 |
| 2021-06-28 | Listed for sale | $39,999 |
| 2019-05-16 | Sold | $19,500 |
| 2019-03-06 | Pending sale | $22,500 |
| 2019-03-03 | Listed for sale | $22,500 |
| 2019-02-25 | Pending sale | $22,500 |
| 2018-07-03 | Listed for sale | $22,500 |
| 2012-04-26 | Sold | $3,000 |
| 2011-10-28 | Listing removed | $17,900 |
| 2011-06-27 | Price change | $17,900 |
| 2011-02-25 | Price change | $19,900 |
| 2011-02-11 | Price change | $25,000 |
| 2011-02-05 | Listed for sale | $19,900 |
| 2010-09-10 | Listing removed | $24,900 |
| 2010-08-14 | Listed for sale | $24,900 |
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