See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

484 22nd St, Niagara Falls, NY, 14303

2beds
1baths
864sqft
$99,900
$116price/sqft
$1,014/moest. monthly cost
$40,560/yrincome needed

About This Home

Very well cared for 2 bedroom ranch with a spacious attic that can easily be converted into additional bedrooms or added living space. Good sized living room complete with hardwoods and original wood work. Cozy eat in kitchen with recently painted cabinets and back door leading out to the quaint backyard space. Maintenance free exterior, some copper plumbing, glass block windows and newer electrical panel are but just a few of the upgrades. Clean and dry basement with pour concrete walls. Nice front porch sitting area with recently painted awning. Detached one car garage. All this and more ! Come and check this home out and make it your own.

Getting Around

74
WalkingVery Walkable
31
TransitSome Transit
62
BikeBikeable

Schools

--
3/10
3/10
Niagara Falls High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1952

Materials

  • Foundation: Poured
  • Construction materials: Other,See Remarks,Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,See Remarks
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level,Main Level Primary
  • Flooring: Hardwood,Luxury Vinyl,Varies

Heating & Cooling

  • Heating features: Oil,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Details

  • Parcel number: 2911001590330002007000
  • Special condition: Standard

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Awning(s),Fence,See Remarks
  • Fencing: Partial

Lot

  • Lot size: 3,388 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 30 x 113

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$119$1,428
Property Taxes $144$1,728
Electricity $246$2,954
Total$1,014$12,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,765/yr
40% on housing$30,420/yr
45% on housing$27,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 14303$83
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14303$83
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$99,900
2025-06-06Sold$101,000
2025-03-12Pending sale$99,900
2025-03-06Listed for sale$99,900

For Sale by Agent

AgentJoanne M Smith
BrokerageBuffalo First Realty Group Inc

Similar Homes