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360 38th St, Niagara Falls, NY, 14303

3beds
1baths
880sqft
$115,000
$131price/sqft
$1,129/moest. monthly cost
$45,160/yrincome needed

About This Home

Well-maintained corner ranch home in the City of Niagara Falls! This property features numerous recent updates including a newer kitchen, updated bathroom, modern flooring, and new exterior siding—making it a great low-maintenance investment or future owner-occupied home. Currently tenant-occupied with long-term tenants paying $1,250/month who would like to stay, providing immediate and stable rental income. Situated on a desirable corner lot, the home offers added privacy and curb appeal. Whether you're looking to expand your investment portfolio or secure a move-in-ready home with income potential, this property is a fantastic opportunity!

Getting Around

52
WalkingSomewhat Walkable
29
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

--
4/10
3/10
Niagara Falls High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1945

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Aluminum Siding,Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,See Remarks

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Other,See Remarks
  • Flooring: Laminate,Varies

Heating & Cooling

  • Heating features: Gas,Other,See Remarks,Forced Air
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 880
  • Total interior livable area: 880 sqft

Property

Details

  • Parcel number: 2911001590440001011000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: See Remarks

Lot

  • Lot size: 3,301 sqft
  • Features: Other,Rectangular,Rectangular Lot,Residential Lot,See Remarks
  • Lot size dimensions: 30 x 110

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$137$1,644
Property Taxes $165$1,980
Electricity $246$2,954
Total$1,129$13,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,708/yr
40% on housing$33,870/yr
45% on housing$30,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 14303$83
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14303$83
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$115,000
2024-09-13Listing removed$1,300
2024-08-13Listed for rent$1,300
2024-08-11Listing removed--
2024-07-29Price change$125,000
2024-07-14Listed for sale$130,000
2024-07-04Listing removed--
2024-06-13Listed for rent$1,300
1995-09-20Sold$18,250
1995-01-26Sold$48,166

For Sale by Agent

AgentAwais Rehman
BrokerageRed Door Real Estate WNY LLC

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