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2231 Cudaback Ave, Niagara Falls, NY, 14303

3beds
2baths
1,690sqft
$99,000
$59price/sqft
$1,039/moest. monthly cost
$41,560/yrincome needed

About This Home

This maintained 2-unit brick home offering a great opportunity for investors or owner-occupants. The first-floor unit features 2 bedrooms, 1 bath, and a combined living/dining room. The second-floor unit offers 2 bedrooms, a recently updated bath, living room, and eat-in kitchen. Partially fenced yard. Major updates include roof (2016), glass block windows, newer furnace, and hot water heater. Easy to show and ready to rent. Bring your finishing touches and unlock this property's full potential. A solid property with great income-producing potential!

Getting Around

57
WalkingSomewhat Walkable
28
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

--
3/10
3/10
Niagara Falls High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1922

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,690
  • Total interior livable area: 1,690 sqft

Property

Details

  • Parcel number: 2911001590490002055000
  • Special condition: Standard

Lot

  • Lot size: 3,841 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 30 x 128

Parking

  • Parking features: No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$118$1,416
Property Taxes $142$1,704
Electricity $279$3,351
Total$1,039$12,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,622/yr
40% on housing$31,170/yr
45% on housing$27,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 14303$83
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14303$83
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Listed for sale$99,000
2025-08-22Listing removed$110,000
2025-03-20Price change$110,000
2025-02-11Listed for sale$115,000
2024-01-08Listing removed--
2024-01-04Listed for rent$700
2023-12-20Listing removed--
2023-11-06Listed for rent$700
2023-09-13Sold$95,000
2023-07-08Pending sale$99,900
2023-06-26Listed for sale$99,900
2019-01-08Sold$43,500
2018-11-21Pending sale$47,900
2018-11-05Price change$47,900
2018-10-18Price change$54,900
2018-09-28Price change$59,900
2018-08-13Price change$64,000
2018-07-06Price change$40,000
2018-06-29Price change$49,999
2018-06-11Price change$64,999
2018-03-26Listed for sale$50,000
2018-01-29Listing removed$99,900
2018-01-08Listed for sale$99,900
2008-05-24Listing removed$19,000
2008-04-22Listed for sale$19,000
2006-03-01Sold$5,100

For Sale by Agent

AgentApril Buday
BrokerageSymphony Real Estate LLC

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