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629 74th St, Niagara Falls, NY, 14304

3beds
2baths
1,295sqft
$239,900
$185price/sqft
$1,924/moest. monthly cost
$76,960/yrincome needed

About This Home

VR PRICING. Seller will review offers starting between $239,900 - $269,900. This one is truly a gem where fresh updates, modern comfort, and peace of mind come together! From the moment you walk in, you’ll appreciate the care that has gone into refreshing this home and making it ready for its next chapter. Featuring newer mechanicals and a newer roof, this home offers the kind of improvements buyers are looking for, while fresh updates throughout create a clean, inviting feel that’s ready for you to make your own.  This is an opportunity you won’t want to overlook. Come see the updates, feel the possibilities, and imagine yourself here!  Don’t wait — make the educated choice today!  Seller reserves the right to call for offers.

Getting Around

73
WalkingVery Walkable
29
TransitSome Transit
51
BikeBikeable

Schools

3/10
4/10
3/10
Niagara Falls High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1949

Materials

  • Foundation: Poured
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Kitchen Island,Bedroom on Main Level,Workshop
  • Flooring: Varies,Vinyl

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,295
  • Total interior livable area: 1,295 sqft

Property

Details

  • Parcel number: 2911001600120002059000
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Exterior features: Concrete Driveway,Patio

Lot

  • Lot size: 6,255 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 46 x 136

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$120$1,440
Property Taxes $345$4,140
Electricity $246$2,954
Total$1,924$23,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,965/yr
40% on housing$57,720/yr
45% on housing$51,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 14304$113
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14304$164
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$239,900
2023-12-20Sold$120,000

For Sale by Agent

AgentTammie Scibilia
BrokerageHoward Hanna WNY Inc.

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