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554 79th St, Niagara Falls, NY, 14304

3beds
2baths
1,178sqft
$160,000
$136price/sqft
$1,365/moest. monthly cost
$54,600/yrincome needed

About This Home

This 3 bedroom 1.5-bathroom home has been with the family for years and has been well taken care of. Located within walking distance to 79th Street elementary school, and very close to all shopping areas and thruways for easy travel. Plenty of updates throughout including: Fresh paint, roof (2 Years ago), water tank (2 years ago), high energy furnace, bathroom including surround tub. Outside has a car enthusiast's dream featuring a 2.5 heated and air-conditioned garage with LED lighting. Driveway is very large for plenty of parking. The front of the home has a really nice covered front porch to sit back and relax! Come take a look! Showings start Tuesday 8-4-26 5pm, with delayed negotiations on Monday 8-10-26 6pm.

Getting Around

66
WalkingSomewhat Walkable
30
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

5/10
4/10
3/10
Niagara Falls High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1945

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Sliding Glass Door(s),Bedroom on Main Level
  • Door features: Sliding Doors
  • Flooring: Hardwood,Luxury Vinyl,Varies

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,178
  • Total interior livable area: 1,178 sqft

Property

Details

  • Parcel number: 2911001600120006058000
  • Special condition: Estate

Features

  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Concrete Driveway,Deck,Fence
  • Fencing: Partial

Lot

  • Lot size: 6,346 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 47 x 133

Parking

  • Total spaces: 2.5
  • Parking features: Detached,Electricity,Garage,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$80$960
Property Taxes $230$2,760
Electricity $246$2,954
Total$1,365$16,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,800/yr
40% on housing$40,950/yr
45% on housing$36,400/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 14304$115
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14304$164
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$160,000
2026-08-03Listed for sale$160,000

For Sale by Agent

AgentDerrick Deyo
BrokerageHoward Hanna WNY Inc.

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