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7211 Stephenson Ave, Niagara Falls, NY, 14304

2beds
1baths
704sqft
$57,000
$81price/sqft
$644/moest. monthly cost
$25,760/yrincome needed

About This Home

Great Investment Opportunity or Owner-Occupied Fixer-Upper! This property offers strong potential, whether you're looking for your next investment or a home to make your own. While it recently sustained fire damage, all debris has been cleared out, and the property is ready for renovation. SELLER FINANCE is available. COULD SELL AS A PACKAGE WITH 8623 LINDBERGH AVE., NIAGARA FALLS, NY which is not too far from this property.... Electric system updated: New meter, breaker box, and repaired electrical lines Exterior features: Durable vinyl siding, solid roof, and a full basement. Spacious backyard in a great neighborhood Property is being sold "as is", giving you the freedom to customize and restore to your vision. Don't miss out on this excellent opportunity to build equity or create your dream home!

Getting Around

51
WalkingSomewhat Walkable
30
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

5/10
4/10
3/10
Niagara Falls High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale,Fixer
  • Year built: 1926

Materials

  • Foundation: Stone
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Separate/Formal Dining Room,Separate/Formal Living Room,Other,See Remarks,Bedroom on Main Level
  • Flooring: Hardwood,Other,See Remarks,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 704
  • Total interior livable area: 704 sqft

Property

Details

  • Parcel number: 2911001600750002066000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 3,811 sqft
  • Features: Other,Near Public Transit,Rectangular,Rectangular Lot,Residential Lot,See Remarks
  • Lot size dimensions: 31 x 123

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $288$3,456
Home Insurance *$28$336
Property Taxes $82$984
Electricity $246$2,954
Total$644$7,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,080/yr
40% on housing$19,320/yr
45% on housing$17,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 14304$117
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14304$164
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-02Listed for sale$55,000
2025-12-30Listing removed$58,900
2025-09-30Listed for sale$58,900
1995-04-06Sold$22,000

For Sale by Agent

AgentPushpa Gunatilake
BrokeragePioneer Star Real Estate Inc.

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