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8150 W Rivershore Dr, Niagara Falls, NY, 14304

2beds
2baths
1,092sqft
$220,000
$201price/sqft
$1,785/moest. monthly cost
$71,400/yrincome needed

About This Home

Attention water enthusiasts! Experience waterfront living on the Niagara River in this 1,092-square-foot Cape Cod offering direct water access with a private dock and boat slip, making it easy to enjoy boating, fishing, kayaking, and other water activities right from your backyard. A newly constructed seawall, completed at the end of 2024, enhances and protects the shoreline. The property also features a full, dry basement and offers the opportunity to enjoy the riverfront setting year-round. The home offers 2 bedrooms with an additional room that could serve as a third bedroom, office, or den, along with 2 full baths. The first floor features a bedroom, full bath, kitchen, and a living room with river views and a wood-burning fireplace. Upstairs you'll find a second bedroom, full bath, and additional flexible living space. Laundry is located in the basement, and all kitchen appliances, along with the washer and dryer, are included. Recent updates within the past two years include the furnace, central air, hot water tank, and sump pump. The roof is approximately 10 years old, and the interior and exterior have been freshly painted. Imagine stepping out your back door, boarding your boat, and exploring the Niagara River within minutes. Whether spending the day on the water or relaxing and taking in the views, this property offers the opportunity to enjoy waterfront living throughout the seasons.

Getting Around

46
WalkingCar-Dependent
23
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

7/10
Geraldine J Mann SchoolGrades PK-61.6 mi
4/10
3/10
Niagara Falls High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1928

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level,Convertible Bedroom
  • Flooring: Carpet,Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Property

Details

  • Parcel number: 2911001610170003011000
  • Special condition: Estate,Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Porch
  • Exterior features: Blacktop Driveway,Dock,See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Deeded Access,Dock Access,River Access,Stream
  • Waterbody name: Niagara River
  • Frontage length: 52

Lot

  • Lot size: 6,098 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 50 x 119

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$110$1,320
Property Taxes $317$3,804
Electricity $246$2,954
Total$1,785$21,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,200/yr
40% on housing$53,550/yr
45% on housing$47,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 14304$114
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14304$164
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$220,000
2026-06-23Listed for sale$225,000
2006-11-01Sold$100,000
1996-10-18Sold$62,500

For Sale by Agent

AgentKatherine Moore
BrokerageHoward Hanna WNY Inc.

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