8641 Rivershore Dr, Niagara Falls, NY, 14304
About This Home
Imagine beginning each morning with the peaceful shimmer of the Niagara River just beyond your windows & ending each evening watching the sunset reflect across the water. This exceptional waterfront home offers what feels like a million-dollar view—at half the price. Designed for making the most of every season, the backyard invites you to relax, entertain, & enjoy life outdoors. A stamped concrete covered patio is the perfect place for morning coffee, summer barbecues, or simply unwinding while the river provides an ever-changing backdrop. A concrete driveway leads to the attached garage, while your private boat dock & boat lift make it easy to spend the day exploring the water. Step inside & you’ll immediately appreciate the warm, welcoming atmosphere. The nicely appointed kitchen comes complete w/ all appliances, making moving in effortless. The heart of the home is the impressive great room, where vaulted ceilings & a wood-burning stove create the inviting charm of a cozy riverside cabin. Just beyond, the heated sunroom offers panoramic river views all year long—a favorite place to read, gather with friends, or simply watch the boats drift by. The spacious backyard provides plenty of room for outdoor games, celebrations, gardening, or quiet afternoons surrounded by nature. This property offers the ideal setting. Adding even more versatility is a finished bonus area with a bathroom and laundry room, accessible through the garage. Previously used as a home office, this space offers endless possibilities for hobbies, creative pursuits, a studio, workspace, or comfortable accommodations for overnight visitors. Because it is accessed through the garage, it is not included in the home’s reported square footage. More than just a waterfront property, this is a place where every day feels like a getaway. Whether you’re boating from your own dock, relaxing on the patio, gathering around the warmth of the wood stove, or taking in breathtaking river views from the sunroom, this home delivers the lifestyle you’ve been dreaming about. Delayed showings until 8/1 at 11am. Delayed negotiations until 8/8 at 5pm. Open House Saturday, August 1st 11AM - 3PM.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1976
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Attic/Crawl Hatchway(s) Insulated,Brick,Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Range Hood
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Living/Dining Room,Bedroom on Main Level,Convertible Bedroom
- Flooring: Carpet,Ceramic Tile,Laminate,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Gas,Baseboard,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,428
- Total interior livable area: 1,428 sqft
Property
Details
- Parcel number: 2911001740060001008000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Concrete Driveway,Patio,StampedConcrete Driveway
- On waterfront: Yes
- Waterfront features: Beach Access,Boat Ramp/Lift Access,Dock Access,River Access,Stream
- Waterbody name: Niagara River
- Frontage length: 73
Lot
- Lot size: 0.45 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 60 x 329
Parking
- Total spaces: 1
- Parking features: Attached,Garage,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Niagara County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,629 | $31,548 |
| Home Insurance * | $260 | $3,120 |
| Property Taxes | $749 | $8,988 |
| Electricity | $246 | $2,954 |
| Total | $3,884 | $46,608 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $520,000 |
View on Zillow