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2423 43rd St, Missoula, MT, 59803

4beds
4baths
2,930sqft
$725,000
$247price/sqft
$4,509/moest. monthly cost
$180,360/yrincome needed

About This Home

Welcome to this beautifully maintained single-family home at 2423 43rd St in a convenient Missoula neighborhood. Situated on a quiet loop street with low noise and little traffic, this approximately 3,000 sq ft ranch-style home offers comfortable main-level living with thoughtful updates throughout and 4 total bathrooms. The main level features a renovated primary suite with a luxurious steam shower, a kitchen with soft-close cabinets, center island, and dining space that opens to the backyard, plus a convenient laundry room. Two additional bedrooms complete the upper level. The finished basement includes a second primary bedroom, a flex space with a built-in entertainment center and fireplace, a wet bar, and a large office with multiple closets — offering excellent flexibility for guests, work-from-home setups, or additional privacy. This home includes 4 bedrooms and 4 bathrooms, a renovated main-level primary suite with a premium steam shower, a modern kitchen with soft-close cabinets and center island, main-floor laundry with a newer high-capacity LG washer and dryer, and a finished basement with a second suite, large flex room featuring a fireplace and entertainment center plus wet bar, and a spacious home office with multiple closets. Enjoy an open floor plan with vaulted ceilings, central air conditioning, a whole-home humidifier, water softener, and a refrigerator with craft ice maker. The 2-car garage offers abundant built-in storage, while the private, fully fenced backyard features a gazebo, large concrete patio pad pre-wired for a hot tub, outdoor playset, and a new roof in 2025. The quiet loop location provides low traffic and minimal noise with convenient access to parks, schools, shopping, downtown Missoula, and the University of Montana. This move-in ready home stands out with its extensive updates, generous basement living spaces, and exceptional outdoor amenities. Ideal for families seeking comfort, space, and a peaceful setting. Property Highlights - Bedrooms/Bathrooms: 4 Bedrooms, 4 Bathrooms - Primary Suite: Renovated main-level suite featuring a premium steam shower - Kitchen: Modern layout with soft-close cabinets and center island - Main-Floor Laundry: Newer high-capacity LG washer and dryer included - Finished Basement: Includes a second suite, large flex room with a fireplace/entertainment center and wet bar, and a spacious home office with multiple closets - Living Spaces: Open floor plan with vaulted ceilings, central air conditioning, whole-home humidifier, and a refrigerator with a craft ice maker - Systems: Whole-home humidifier and water softener - Parking & Storage: 2-car garage featuring abundant extra built-in storage space for tools, seasonal items, and recreational gear - Outdoor Space: Private, fully fenced backyard with a gazebo, large concrete patio pad (pre-wired for hot tub), and outdoor playset - New Roof 2025 - Location: Quiet loop street with low traffic and minimal noise; convenient access to local parks, schools, shopping, downtown Missoula, and the University of Montana

Getting Around

44
WalkingCar-Dependent
30
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

5/10
Chief Charlo SchoolGrades PK-50.8 mi
7/10
7/10
Sentinel High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1999

Materials

  • Foundation: Poured
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Humidifier,Microwave,Range,Refrigerator,Water Softener,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace,Main Level Primary,Open Floorplan,Home Theater,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,400

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,930 sqft

Property

Details

  • Parcel number: 04209306220230000
  • Zoning description: 1
  • Special condition: Standard

Features

  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Awning(s),Garden,Playground,See Remarks
  • Fencing: Chain Link

Lot

  • Lot size: 9,801 sqft
  • Features: Back Yard,Front Yard,Garden,Landscaped,Level,Sprinklers In Ground

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Winter Weather
Lightning
Wildfire

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance $185$2,220
Property Taxes $458$5,496
Electricity $201$2,414
Total$4,509$54,108

Income You'd Need if You Spent...

35% on housing$154,594/yr
40% on housing$135,270/yr
45% on housing$120,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 59803$299
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59803$259
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$725,000
2026-07-24Listing removed$3,750
2026-07-15Listed for rent$3,750
2019-03-12Sold--
2019-02-06Pending sale$360,000
2019-02-01Listed for sale$360,000

For Sale by Agent

AgentJessica Lynn O'Leary
BrokerageGlacier Sotheby's International Realty Missoula

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