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13 3rd Ave, North Tonawanda, NY, 14120

4beds
1baths
1,384sqft
$104,999
$76price/sqft
$961/moest. monthly cost
$38,440/yrincome needed

About This Home

Bring your vision and unlock the incredible potential this 4-bedroom home has to offer! This cash-only opportunity is ideal for investors, rehabbers, or buyers looking for their next renovation project. While the home does require significant updates, many of the major components have already been addressed, including a newer roof and updated mechanicals. With generous living space, four bedrooms, and a large fenced backyard, the possibilities are endless. Whether you're planning a full renovation, looking for your next investment, or searching for a property with substantial upside, this home offers the chance to create something special. Renovated homes of similar size in the neighborhood have sold for well over $200,000, making this an exceptional opportunity to add value. If you've been waiting for a project with solid bones and tremendous potential, this is one you won't want to miss. Offers will be reviewed 8/15 after 3.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

3/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1905

Materials

  • Foundation: Other,See Remarks
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Two Story,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen,Other,See Remarks,Bedroom on Main Level
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Varies

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,384
  • Total interior livable area: 1,384 sqft

Property

Details

  • Parcel number: 2912001820610001024000
  • Special condition: Standard

Features

  • Exterior features: Gravel Driveway

Lot

  • Lot size: 6,481 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 60 x 108

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$34$408
Property Taxes $151$1,812
Electricity $246$2,954
Total$961$11,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,948/yr
40% on housing$28,830/yr
45% on housing$25,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 14120$168
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14120$186
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Listed for sale$49,999
2026-08-04Listing removed$104,999
2026-06-02Listed for sale$104,999
2026-04-09Listing removed$104,999
2026-01-08Price change$104,999
2025-11-09Listed for sale$109,999
2025-08-28Sold$64,300

For Sale by Agent

AgentChristopher Ricci
BrokerageWNY Metro Roberts Realty

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