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118 Zimmerman St, North Tonawanda, NY, 14120

4beds
1baths
1,269sqft
$198,500
$156price/sqft
$1,599/moest. monthly cost
$63,960/yrincome needed

About This Home

Welcome to 1118 Zimmerman — a charming Colonial located on a quiet neighborhood street in North Tonawanda with convenient access to the I-290, making commuting quick and easy. This well-maintained home offers numerous updates including a metal roof, a complete set of vinyl replacement windows, and updated electrical service. The interior has been refreshed with all new flooring throughout and a complete interior paint job, giving the home a clean and modern feel while maintaining its classic character. Enjoy your morning coffee in the fully enclosed front porch or spend relaxing summer evenings in the adorable backyard. A move-in ready home offering comfort, updates, and a convenient location all in one packag

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
Spruce SchoolGrades K-3,60.4 mi
3/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block
  • Construction materials: Composite Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Steam

Interior Area

  • Total structure area: 1,269
  • Total interior livable area: 1,269 sqft

Property

Details

  • Parcel number: 2912001820730002019000
  • Special condition: Standard

Features

  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 3,998 sqft
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 40 x 100

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,003$12,036
Home Insurance *$64$768
Property Taxes $286$3,432
Electricity $246$2,954
Total$1,599$19,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,822/yr
40% on housing$47,970/yr
45% on housing$42,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 14120$166
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14120$186
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$185,400
2026-08-13Price change$189,400
2026-08-05Price change$194,400
2026-07-30Price change$198,500
2026-07-28Price change$203,500
2026-07-14Price change$204,500
2026-07-12Price change$208,888
2026-07-05Price change$209,888
2026-06-25Price change$214,700
2026-06-11Price change$219,700
2026-06-08Price change$237,750
2026-06-04Price change$238,300
2026-05-27Listed for sale$238,400
2026-01-16Sold$115,000
2025-10-10Pending sale$126,900
2025-08-29Price change$126,900
2025-07-08Price change$129,900
2025-06-05Listed for sale$134,900
2025-06-04Pending sale$134,900
2025-06-02Listed for sale$134,900

For Sale by Agent

AgentVincent A Tortora II
BrokerageWNY Realty Advisors Flat Fee Services

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