107 Niagara St, North Tonawanda, NY, 14120
About This Home
Two Living Spaces. One Incredible Home. Imagine having room for everyone without sacrificing privacy, character or convenience. This spacious North Tonawanda home offers approximately 3,200 square feet of flexible living space, including a fully equipped in-law suite that is ideal for extended family, guests, older children or parents. The main home features four bedrooms and 2.5 baths, with warm hardwood floors, original natural woodwork, detailed trim and a grand staircase that gives the home its distinctive personality. Generous living and dining rooms provide plenty of space to gather, while the large kitchen offers stainless steel appliances, abundant cabinetry, a center island and access to the rear deck and gazebo through a new sliding glass door installed in 2026. Updated windows throughout and new gutters add even more value, while first-floor laundry provides everyday convenience. The separate suite includes its own kitchen, bright living room, bedroom, full bath and additional storage creating comfortable, independent living under one roof. Outside, enjoy a detached garage, ample parking and a location just a quarter mile from the Erie Canal, parks and the restaurants, shops and entertainment of downtown North Tonawanda.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1901
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Entrance Foyer,Separate/Formal Living Room,Country Kitchen,Kitchen Island,Sliding Glass Door(s),In-Law Floorplan
- Door features: Sliding Doors
- Flooring: Hardwood,Varies
- Number of fireplaces: 2
- Fireplace: Yes
Heating
- Heating features: Gas,Radiator(s)
Interior Area
- Total structure area: 3,271
- Total interior livable area: 3,271 sqft
Property
Details
- Parcel number: 2912001850240001053000
- Special condition: Standard
Features
- Stories: 3
- Patio & porch: Deck
- Exterior features: Blacktop Driveway,Deck,Enclosed Porch,Porch
Lot
- Lot size: 6,969 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 49 x 142
Parking
- Total spaces: 1.5
- Parking features: Detached,Garage,Garage Door Opener,Shared Driveway
- Has garage: Yes
- Attached garage spaces: 1.5
- Covered spaces: 1.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Niagara County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,920 | $23,040 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $547 | $6,564 |
| Electricity | $540 | $6,486 |
| Total | $3,130 | $37,560 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $369,900 |
| 2026-08-06 | Price change | $369,900 |
| 2026-07-22 | Listed for sale | $379,900 |
| 1994-06-02 | Sold | $90,000 |
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