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104 Black Pine Trl, Missoula, MT, 59803

5beds
5baths
4,228sqft
$1,050,000
$248price/sqft
$6,587/moest. monthly cost
$263,480/yrincome needed

About This Home

Set on a large corner lot in Missoula’s Farviews neighborhood, — 104 Black Pine Trail commands the kind of presence that's earned through location, scale, and thirty years of careful stewardship. This home on a nearly half an acre in Missoula’s desirable Southside, this 4,228-square-foot residence spans three finished levels with five bedrooms, five bathrooms, set above the city skyline with mountain views that stretch in every direction. Inside, vaulted ceilings rise above inlaid wood floors, and two stone fireplaces anchor the living spaces on the main level and the walk-out lower level alike. The main floor flows from a formal entry and dining room through an open living area to a kitchen with solid wood cabinetry, a center island, breakfast bar, and space where everyday living and formal entertaining coexist naturally. Enjoy the city skyline with mountain views that stretch in every direction when you step outside to a large deck with a built-in outdoor kitchen — complete with a built-in grill and wine cooler — overlooking the landscaped yard and hot tub below. The upper level is given entirely to the primary suite. The lower level's 1,654-square-foot walk-out basement houses three additional bedrooms, two bathrooms, a stone fireplace living room, and generous storage. Three-car attached garage. Underground sprinklers. Mature trees. Curbed, side walked street. Minutes from Pattee Canyon and Dean Stone trails. Three miles to downtown Missoula. The Keep and Highlands Golf Club at the end of the road. This is a home for someone who wants more — more space, more views, more of what Missoula's most coveted hillside neighborhood offers. Schedule your showing today!

Getting Around

45
WalkingCar-Dependent
34
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

6/10
Lewis & Clark SchoolGrades PK-51.1 mi
7/10
Washington Middle SchoolGrades 6-81.4 mi
7/10
Sentinel High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1993

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Fireplace,Main Level Primary,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,654

Heating & Cooling

  • Heating features: Gas,Hot Water
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 4,228 sqft

Property

Details

  • Parcel number: 04209305205150000
  • Zoning: Residential
  • Zoning description: 1
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Patio,Balcony
  • Exterior features: Balcony,Hot Tub/Spa,Rain Gutters
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Back Yard
  • Has view: Yes
  • View description: City,Mountain(s),Residential,Trees/Woods
  • Topography of land: Level

Lot

  • Lot size: 0.43 Acres
  • Features: Back Yard,Landscaped,Sprinklers In Ground,Level

Parking

  • Total spaces: 3
  • Parking features: Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Wildfire
Winter Weather
Avalanche
Landslide
Lightning

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance $268$3,216
Property Taxes $720$8,640
Electricity $290$3,483
Total$6,587$79,044

Income You'd Need if You Spent...

35% on housing$225,840/yr
40% on housing$197,610/yr
45% on housing$175,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 59803$299
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59803$259
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$1,200,000
2025-12-10Listing removed$1,200,000
2025-10-18Listed for sale$1,200,000

For Sale by Agent

AgentMandy Snook
BrokerageMontana Home & Land Co., LLC

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