




4850 Spurgin Rd, Missoula, MT, 59804
About This Home
Tucked into one of Missoula's most sought-after settings, this exceptional Target Range property offers a rare opportunity to live directly adjacent to Montana State Fish, Wildlife & Parks land, with the renowned Kelly Island Fishing Access quite literally out your back door. Enjoy immediate proximity to the Clark Fork River, where fishing, floating, and endless outdoor recreation are just steps away. No driving, no crowds, just seamless access to Montana living at its finest. Set on a full acre, the property backs directly to state land, creating an expansive feel without the burden of maintaining it. The backyard transitions naturally into public land, offering privacy, open space, and unmatched convenience to river access. Inside, the home is meticulously maintained. The main level features two living areas, including a spacious den with French doors opening toward the backyard and state land beyond. The open kitchen with eat-at bar flows into a dining area with fireplace, along with a bedroom, full bathroom, and laundry hookups. Upstairs, a loft-style bedroom overlooks the living area below, accompanied by an additional bedroom and full bathroom, Ideal for flexible living. The location continues to stand out with nearby amenities including Target Range School, Fort Missoula Regional Park, and the beloved local gathering spot, The Olde Dairy/Trough. Additional features include a double insulated garage, cross-fenced pasture with shed, and extensive updates: roof, exterior paint, and gutters (2018); interior paint and flooring (2022); water heater (2022); and garage improvements (2021), along with well system updates. Backing to protected land with direct access to the Clark Fork River, this property offers a rare blend of privacy, recreation, and convenience in a truly special setting.
Getting Around
Schools
Construction
Condition
- Year built: 1983
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Multi-Level,Tri-Level
- Property subType: Multi Family,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Range,Refrigerator
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
Heating
- Heating features: Forced Air,Gas
Interior Area
- Total interior livable area: 1,878 sqft
Property
Details
- Parcel number: 04219926205060000
- Zoning: Residential
- Zoning description: RRS-1
- Special condition: Standard
Features
- Fencing: Chain Link,Wood
- Has view: Yes
- View description: Residential
- Topography of land: Level
Lot
- Lot size: 1 Acres
- Features: Views,Level
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Ice Storm
- Lightning
- Winter Weather
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,766 | $45,192 |
| Home Insurance | $183 | $2,196 |
| Property Taxes | $403 | $4,836 |
| Electricity | $151 | $1,812 |
| Total | $4,503 | $54,036 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $744,900 |
| 2024-08-07 | Listing removed | -- |
| 2024-07-30 | Listed for rent | $2,995 |
| 2024-06-25 | Sold | -- |
| 2024-05-28 | Listed for sale | $699,000 |
