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1513 Lake Rd, Youngstown, NY, 14174

4beds
2baths
2,290sqft
$784,900
$343price/sqft
$5,743/moest. monthly cost
$229,720/yrincome needed

About This Home

Welcome to 1513 Lake Road, a rare waterfront opportunity offering the perfect blend of privacy, space, and Lake Ontario living. Situated on approximately 2.6 acres with an impressive 134 feet of Lake Ontario frontage, this 4-bedroom, 1.5-bath Cape Cod provides breathtaking water views and direct access to the shoreline. Inside, you’ll find a spacious layout filled with character and potential, while outside the property truly shines. Whether you’re enjoying morning coffee overlooking the lake, hosting summer gatherings, or simply taking in the peaceful waterfront setting, this property offers a lifestyle few can match. The expansive lot provides plenty of room for recreation, gardening, future improvements, or simply enjoying your own private retreat along the water. Conveniently located while still offering a secluded feel, this unique property combines acreage, waterfront access, and endless possibilities. Don’t miss your chance to own a piece of Lake Ontario shoreline with space to spread out and enjoy all that waterfront living has to offer.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1979

Materials

  • Foundation: Poured
  • Roof: Asphalt,Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level,Main Level Primary
  • Flooring: Carpet,Hardwood,Tile,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Baseboard

Interior Area

  • Total structure area: 2,290
  • Total interior livable area: 2,290 sqft

Property

Details

  • Parcel number: 2934890320160001021022
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Lake
  • Waterbody name: Lake Ontario
  • Frontage length: 134

Lot

  • Lot size: 2.59 Acres
  • Features: Agricultural,Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 93 x 1213

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,968$47,616
Home Insurance *$266$3,192
Property Taxes $1,131$13,572
Electricity $378$4,541
Total$5,743$68,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,902/yr
40% on housing$172,290/yr
45% on housing$153,146/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 14174$249
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14174$217
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$784,900
2023-10-09Listing removed--
2023-09-18Price change$2,750
2023-07-24Price change$3,000
2023-07-13Price change$3,500
2023-06-30Listed for rent$2,500
2020-06-14Listing removed$1,750
2020-06-03Listed for rent$1,750
2011-09-27Listing removed$1,500
2011-09-21Listed for rent$1,500
2006-10-06Sold$240,000
2004-01-22Sold$180,000
1999-11-15Sold$210,000
1998-08-28Sold$195,000

For Sale by Agent

AgentDavid M Pascucci
BrokerageCentury 21 North East

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