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2646 Youngstown Lockport Rd, Ransomville, NY, 14131

5beds
2baths
1,760sqft
$219,900
$125price/sqft
$1,778/moest. monthly cost
$71,120/yrincome needed

About This Home

Welcome to 2646 Youngstown Lockport Road. This large 5 bedroom and 1.5 bathroom is all ready for you to just move on in. Brand new kitchen, carpets, lvp flooring, and fresh paint throughout! Newer roof, some replacement windows, newer front porch, and complete exterior paint job in 2025. You can add to the partially fenced yard for more privacy and there is a shed to store your outdoor equipment. All appliances convey with the sale.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
5/10
Wilson High SchoolGrades 6-126.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1941

Materials

  • Foundation: Poured,Slab
  • Roof: Asphalt
  • Construction materials: Composite Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level
  • Flooring: Carpet,Luxury Vinyl,Varies

Heating & Cooling

  • Heating features: Gas,Zoned,Baseboard,Hot Water,Steam
  • Cooling features: Zoned

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Property

Details

  • Parcel number: 2934890620040001020000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway,Gravel Driveway

Lot

  • Lot size: 0.26 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 80 x 142

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$60$720
Property Taxes $317$3,804
Electricity $290$3,490
Total$1,778$21,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,960/yr
40% on housing$53,340/yr
45% on housing$47,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 14131$103
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14131$207
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$219,900
2026-08-02Listed for sale$219,900
2026-07-25Pending sale$219,900
2026-07-14Price change$219,900
2026-06-22Price change$224,900
2026-06-01Price change$230,000
2026-05-26Listed for sale$239,900
2026-05-01Pending sale$239,900
2026-04-06Price change$239,900
2026-03-17Listed for sale$249,900
2003-11-07Sold$67,000

For Sale by Agent

AgentPaula Gifford
BrokerageColdwell Banker Integrity Real Estate

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