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9165 Somerset Dr, Barker, NY, 14012

3beds
2baths
1,440sqft
$389,000
$270price/sqft
$2,926/moest. monthly cost
$117,040/yrincome needed

About This Home

Welcome to your dream lake house on the beautiful shores of Lake Ontario, where tranquility and stunning views converge to create an unparalleled living experience. This exquisite home boasts 3 spacious bedrooms and 2 full bathrooms, offering ample space for both relaxation and entertainment. The open-concept kitchen and living room are designed for modern living, providing a seamless flow perfect for hosting gatherings or enjoying quiet nights in. With first-floor laundry, multiple decks strategically positioned, a full house generator, and extensive stone brought in for the break wall, you'll relish the convenience and breathtaking vistas from every angle. Wake up to majestic lake views in the primary bedroom, your personal oasis. Whether you're savoring a morning coffee or soaking in the sunset, this home offers the ultimate serene setting. Don't miss the opportunity to own a piece of paradise on Lake Ontario, where life on the lake is as tranquil as it is picturesque. Make this exceptional retreat your forever home today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Foundation: Poured
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Entrance Foyer,Living/Dining Room,Main Level Primary,Primary Suite
  • Flooring: Carpet,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Propane,Radiant

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 2938890030090001001000
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Lake
  • Waterbody name: Other
  • Frontage length: 75

Lot

  • Lot size: 0.43 Acres
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 75 x 252

Parking

  • Total spaces: 1.5
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$154$1,848
Property Taxes $560$6,720
Electricity $246$2,954
Total$2,926$35,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,320/yr
40% on housing$87,780/yr
45% on housing$78,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 14012$125
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14012$151
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$389,000
2026-06-03Listed for sale$399,000
2007-07-24Sold$176,000
2003-05-01Sold$140,000

For Sale by Agent

AgentMichael A Ciminelli II
BrokerageHUNT Real Estate ERA

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