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311 McChesney St, Wilson, NY, 14172

4beds
2baths
1,906sqft
$225,000
$118price/sqft
$1,880/moest. monthly cost
$75,200/yrincome needed

About This Home

Welcome home to this beautiful 4 bedroom 2 full bath historical Brick home in the heart of Wilson, steps away from town! Situated on a lovey corner lot featuring a fully fenced in backyard, shed, and garage! Step through the front door where you will find the spacious living room featuring luxury vinyl plank flooring, newer windows throughout, brick fireplace, and excellent natural light. The large eat-in kitchen features an island with seating, quartz countertops, tile backsplash, large pantry, stainless steel refrigerator, and tons of cabinet / countertop space. There is a lovely 4 season room off the kitchen which could be used as a formal dining area or den; this room features tile floor and tons of windows giving you excellent natural light. There is a spacious 1st floor laundry room / mud room with tons of storage space. The 1st floor bathroom features a walk-in shower. The 1st floor bedroom is magnificent in size & storage space, it features a huge bonus room off of it which could make for an excellent en-suite bathroom, walk-in closet, or a nursery! Head upstairs where you will find 3 more bedrooms all of which feature good size and updated windows throughout. The full bathroom on the 2nd floor features LVP floors and a lovely claw foot soaker tub that is in excellent condition! Don't forget to checkout the full basement excellent for additional storage space. Updated boiler system, updated electrical throughout, newer hot water tank, younger roof, updated windows, and so much more make this home worry free for years to come! Easy to show. Showings begin immediately and seller is reviewing offers as they are received! Do not wait on this one!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
5/10
Wilson High SchoolGrades 6-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1822

Materials

  • Foundation: Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Dryer,Dishwasher,Electric Cooktop,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Den,Eat-in Kitchen,Separate/Formal Living Room,Kitchen Island,Living/Dining Room,Pantry,Quartz Counters,Solid Surface Counters,Natural Woodwork,Main Level Primary
  • Flooring: Carpet,Laminate,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Baseboard

Interior Area

  • Total structure area: 1,906
  • Total interior livable area: 1,906 sqft

Property

Details

  • Parcel number: 2942010230090001011000
  • Special condition: Standard

Features

  • Exterior features: Awning(s),Fully Fenced,Gravel Driveway
  • Fencing: Full

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 120 x 103

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$105$1,260
Property Taxes $324$3,888
Electricity $314$3,779
Total$1,880$22,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,457/yr
40% on housing$56,400/yr
45% on housing$50,133/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 14172$174
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14172$148
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$269,900
2026-03-31Listed for sale$279,000
2026-03-26Pending sale$279,000
2025-10-13Price change$279,000
2025-08-29Listed for sale$299,900
2016-05-17Sold$111,000
2016-03-02Listed for sale$109,900
2002-07-10Sold$65,000

For Sale by Agent

AgentSean Mattrey
BrokerageHUNT Real Estate Corporation

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