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2409 Wilson Ave, Wilson, NY, 14172

4beds
2baths
1,239sqft
$299,900
$242price/sqft
$2,334/moest. monthly cost
$93,360/yrincome needed

About This Home

Experience waterfront living at its finest in this beautifully updated ranch nestled along scenic Twelvemile Creek, just a two minute boat ride to Lake Ontario. Whether you're searching for a year round residence, a weekend getaway, or the ultimate fishing retreat, this property offers an unbeatable combination of comfort, recreation, and location. Extensively renovated in 2019, the home features a new roof, siding, windows, flooring, an expansive deck, an updated kitchen with stainless steel appliances, beautifully remodeled bathrooms, and a new dock. Additional major updates include a brand new furnace and hot water tank installed in 2026, providing peace of mind for years to come. Step outside to your private dock, launch your boat, and enjoy direct access to some of the best fishing and boating Lake Ontario has to offer in just minutes. Whether you're relaxing on the water, entertaining on the deck, or enjoying the tranquil creek views, this move in ready waterfront property is a rare opportunity to enjoy the best of Western New York waterfront living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
5/10
Wilson High SchoolGrades 6-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Other,See Remarks
  • Roof: Architectural,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Microwave,Propane Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Granite Counters,Living/Dining Room,Bedroom on Main Level
  • Flooring: Ceramic Tile,Luxury Vinyl,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 1,239
  • Total interior livable area: 1,239 sqft

Property

Details

  • Parcel number: 2942890220560001014000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gravel Driveway
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Dock Access,River Access,Stream
  • Waterbody name: Twelvemile Creek
  • Frontage length: 60

Lot

  • Lot size: 5,758 sqft
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 60 x 96

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$140$1,680
Property Taxes $432$5,184
Electricity $246$2,954
Total$2,334$28,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,022/yr
40% on housing$70,020/yr
45% on housing$62,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 14172$162
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14172$148
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$299,900
2019-04-11Sold$40,000
2019-03-11Pending sale$44,900
2019-02-10Listed for sale$44,900
2018-10-24Sold$500
2018-08-21Listed for sale--

For Sale by Agent

AgentKevin McMullen
BrokerageTowne Housing Real Estate

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