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4162 E Lake Rd, Wilson, NY, 14172

3beds
3baths
3,284sqft
$699,999
$213price/sqft
$5,417/moest. monthly cost
$216,680/yrincome needed

About This Home

One of the best views of Lake Ontario in Wilson! This sprawling ranch is beautifully situated on over an acre, offering breathtaking lake views and a peaceful, park-like setting. The bright, open-concept living and dining area is highlighted by a stunning picture window that perfectly frames the lake, creating an ideal space to relax or entertain. Designed for convenient one-floor living, the home features a spacious primary suite with a private bath, first-floor laundry, an eat-in kitchen, hardwood floors, and an attached two-car garage. Step outside to the oversized deck, added in 2021, overlooking the private backyard and enjoy the in-ground pool installed in 2020. Whether you're taking in the spectacular views from the front of the home or relaxing in the tranquil backyard, this property offers the perfect balance of comfort, privacy, and natural beauty. Meticulously maintained and thoughtfully updated, the home includes a new roof and gutters (2018), backup generator (2020), hot water tank (2022), and furnace with central air (2022), providing peace of mind for years to come. Square footage differs from public footage per appraisal. This is a rare opportunity to own a move-in ready home with some of the most spectacular Lake Ontario views in the area. Showings begin Thursday, 7/30 at 9am.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
5/10
Wilson High SchoolGrades 6-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1968

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Partially Finished,Walk-Up Access,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Area,Eat-in Kitchen,Granite Counters,Kitchen Island,Living/Dining Room,Pantry,Main Level Primary,Primary Suite,Workshop
  • Flooring: Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air,Radiant Floor
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,284
  • Total interior livable area: 3,284 sqft

Property

Details

  • Parcel number: 2942890230000002006000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Exterior features: Blacktop Driveway,Hot Tub/Spa,Pool
  • Has spa: Yes
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Lake

Lot

  • Lot size: 1.30 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 125 x 467

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$327$3,924
Property Taxes $1,009$12,108
Electricity $542$6,512
Total$5,417$65,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,725/yr
40% on housing$162,510/yr
45% on housing$144,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 14172$160
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14172$148
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$675,000
2026-07-24Listed for sale$699,999
2017-11-21Sold$180,000
2017-09-07Price change$219,000
2017-08-21Price change$229,000
2017-08-04Price change$245,900
2017-06-23Price change$249,900
2017-05-30Price change$260,000
2017-04-06Listed for sale$270,000

For Sale by Agent

AgentMichael Cipolla
BrokerageHUNT Real Estate ERA

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