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3201 Palmer Rd, Ransomville, NY, 14131

3beds
2baths
1,592sqft
$350,000
$220price/sqft
$2,632/moest. monthly cost
$105,280/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 2-full-bath home offering 1,592 square feet of comfortable living space, lovingly maintained by its original owner. Set on 13 acres featuring elderberry bushes, plum trees, black walnut trees, ginkgo trees, and so much more, this property offers a rare blend of privacy and natural beauty — with plenty of room to farm, raise animals, or hunt right on your own land. The property also includes a barn, offering additional space for livestock, storage, or hobby use. This all-electric home keeps things simple — electric baseboard heat paired with a wood stove for chilly nights, plus an unlimited supply of firewood right in your own backyard. Window A/C units are included for summer comfort. Average electric costs run around $225/month in the winter and $135/month in the summer. The home features durable aluminum siding and a roof with plenty of life left. Utilities include public water and a septic system. Natural gas service is available at the road for a buyer who'd like to extend it to the home. Electric service is 200 amp. The fridge, stove, washer, dryer, and lawn mower are all included with the sale, making this a move-in-ready opportunity with character, charm, and thoughtful updates throughout.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
5/10
Wilson High SchoolGrades 6-124.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1976

Materials

  • Foundation: Poured
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Water Heater,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedroom1

  • Level: Second
  • Dimensions: 14.00 x 13.00

Bedroom2

  • Level: Second
  • Dimensions: 8.00 x 10.00

Bedroom3

  • Level: Second
  • Dimensions: 9.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Second
  • Dimensions: 10.00 x 13.00

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Living/Dining Room,Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Flooring: Hardwood,Laminate,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 384

Heating & Cooling

  • Heating features: Electric,Wood,Baseboard,Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,592
  • Total interior livable area: 1,592 sqft

Kitchen

  • Level: Second
  • Dimensions: 11.00 x 13.00

Living Room

  • Level: Second
  • Dimensions: 16.00 x 14.00

Property

Details

  • Parcel number: 2942890480000003016000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Open,Porch
  • Exterior features: Blacktop Driveway,Balcony,Fully Fenced
  • Fencing: Full

Lot

  • Lot size: 13.30 Acres
  • Features: Rectangular,Rectangular Lot,Rural Lot
  • Lot size dimensions: 326 x 1720

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$96$1,152
Property Taxes $504$6,048
Electricity $263$3,157
Total$2,632$31,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,240/yr
40% on housing$78,960/yr
45% on housing$70,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 14131$84
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14131$207
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$350,000
2026-07-29Listed for sale$350,000
2004-09-15Sold$155,000

For Sale by Agent

AgentJennifer Loomis
BrokerageKeller Williams Realty WNY

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