9745 Highway 12 W, Lolo, MT, 59847
About This Home
Discover the ultimate Montana lifestyle at this stunning creekfront compound, where private Lolo Creek frontage and a "river runs through it" atmosphere create a rare blend of tranquility and utility. Nestled under a canopy of stately, mature trees in the sought-after Lolo School District of Missoula County, this sprawling, fully fenced sanctuary offers the perfect balance of rural seclusion and modern convenience, located just minutes from the amenities of Downtown Missoula. Designed for maximum efficiency and independence, the property functions as a true estate-grade compound. It features two dedicated power transformers one for the main residence and one for the detached garage ensuring a robust electrical infrastructure. Sustainable, year-round comfort is guaranteed by a high-efficiency geothermal heating system, while the expansive acreage provides significant potential for the addition of an Accessory Dwelling Unit (ADU), making it ideal for multi-generational living or an investment opportunity. The property’s versatility is anchored by a massive, detached 3-stall shop, complete with a professionally finished office or gym area that serves as an ideal home business hub or dedicated fitness studio. Whether you are fly-fishing from your backyard, working in the professional-grade shop, or enjoying the privacy of your fenced acreage, this estate represents Montana living at its finest. Rarely do you find a property that balances "work" and "play" so effortlessly. From the expansive, shaded lawn to the high-end mechanicals, every inch of this estate has been designed for the discerning Montana buyer. Bring your drift boat, your business, and your vision—9745 Highway 12 W is ready to welcome you home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Foundation: Poured
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Split Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
Heating
- Heating features: Forced Air,Geothermal,Propane
Interior Area
- Total interior livable area: 3,113 sqft
Property
Details
- Parcel number: 04209232104100000
- Special condition: Standard
Features
- Levels: Multi/Split
- Stories: 1
- Exterior features: Propane Tank - Leased
- On waterfront: Yes
- Waterfront features: Creek,Waterfront
- Waterbody name: Lolo Creek
- Horses can be raised: Yes
Lot
- Lot size: 7.72 Acres
Parking
- Total spaces: 3
- Parking features: RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Wildfire
- Winter Weather
- Avalanche
- Inland Flooding
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance | $248 | $2,976 |
| Property Taxes | $492 | $5,904 |
| Electricity | $213 | $2,565 |
| Total | $4,993 | $59,916 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-02 | Listed for sale | $999,000 |
| 2014-10-21 | Listing removed | $599,900 |
| 2014-08-01 | Listed for sale | $599,900 |
| 2013-10-01 | Listing removed | $574,900 |
| 2013-09-08 | Price change | $574,900 |
| 2013-08-08 | Listed for sale | $599,900 |
| 2013-06-29 | Listing removed | $599,900 |
| 2013-02-05 | Listed for sale | $599,900 |
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