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29 Oliver St APT 4F, New York, NY, 10038

2beds
1baths
575sqft
$600,000
$1,043price/sqft
$3,752/moest. monthly cost
$150,080/yrincome needed

About This Home

This curated exceptional 2-bedroom apartment nestled within a 4-story walk-up, boasting ample natural light that effortlessly brightens up the space is a true gem. Your spacious two bedroom maximizes space and functionality for a comfortable living experience. Furthermore, its prime location in the heart of Chinatown and Dime Square border provides easy access to public transportation, while offering a vibrant neighborhood filled with a plethora of restaurants, shops, galleries, and nightlife destinations to explore and enjoy. Popular Bar Oliver is just down the corner. Please text me for more information and to schedule a showing.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
92
BikeBiker's Paradise

Schools

4/10
Ps 1 Alfred E SmithGrades PK-50.0 mi
5/10
Ms 131Grades 6-80.4 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 575
  • Total interior livable area: 575 sqft

Property

Details

  • Parcel number: 002791007
  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City,Park/Greenbelt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$118$1,416
Property Taxes $355$4,260
Electricity $246$2,954
Total$3,752$45,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,640/yr
40% on housing$112,560/yr
45% on housing$100,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,043This listing

vs Other Active Listings

Avg $/sqft

ZIP 10038$1,316
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10038$1,179
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-31Listed for sale$600,000

For Sale by Agent

AgentSharon Dang
BrokerageReal Estate of Mind

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