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207 E 31st St, New York, NY, 10016

3beds
3baths
2,030sqft
$3,950,000
$1,946price/sqft
$27,282/moest. monthly cost
$1,091,280/yrincome needed

About This Home

Rare Midtown Townhouse under $4MM. This Civil War-era "jewel box" has been lovingly maintained and updated. The four-story townhouse is perfectly configured and offers the ultimate freedom from disturbances of neighbors and coop/condo boards. Upon entering, it's hard not to sense the home's relaxed and happy vibe. Also note the details: both the front door and interior staircase were handcrafted using old growth South American mahogany that was harvested approximately 50 years ago. The parlor floor features a living room with fireplace, dining area, and kitchen plus a wonderful patio courtyard that streams light and color inside. The contemporary kitchen features maple cabinets, granite countertops, and Viking and Bosch appliances. The second level has two spacious bedrooms and a new bath with steam shower. The top floor houses the primary suite with room for a king-sized bed. It also boasts a fireplace, walk-in closet, and zen-like 5-piece bath with Fantini fixtures. All 3 levels are connected by a beautiful staircase illuminated by a large skylight. Below the parlor level is an English basement with an additional street entrance, a media room, third fireplace, powder room, laundry (with full size washer/dryer), and a serving pantry. Below the English basement is a clean cellar with workshop, storage, and mechanicals including a boiler and two hot water heaters. HVAC is a Unico high velocity system with space saving tubes carrying hot/cold air from 2 well placed air handlers (basement and 2nd floor ceiling) and rooftop condensers. The house is situated on a quiet tree-lined street with many nearby conveniences and easy access to transportation. Gramercy Park, Madison Square Park, and Murray Hill are all just blocks away. The neighborhood boasts intimate restaurants, charming coffee shops, H&H Bagels, Fairway, Whole foods, and Trader Joes is just around the corner..

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
89
BikeVery Bikeable

Schools

3/10
8/10
Jhs 104 Simon BaruchGrades 6-80.6 mi

Construction

Condition

  • Year built: 1901

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,030
  • Total interior livable area: 2,030 sqft

Property

Details

  • Parcel number: 009120006
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard,Garden
  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,973$239,676
Home Insurance *$4,637$55,644
Property Taxes $2,337$28,044
Electricity $335$4,025
Total$27,282$327,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$935,382/yr
40% on housing$818,460/yr
45% on housing$727,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,946This listing

vs Other Active Listings

Avg $/sqft

ZIP 10016$989
New York County$1,488

vs Homes Sold Last Month

Median $/sqft

ZIP 10016$1,230
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$3,950,000
2025-11-20Listing removed$3,950,000
2025-04-24Listed for sale$3,950,000
1998-05-05Sold$670,000

For Sale by Agent

AgentStuart Moss
BrokerageCorcoran

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