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3064 Oxford Middletown Rd, Hamilton, OH, 45013

4beds
3baths
2,450sqft
$649,900
$265price/sqft
$5,253/moest. monthly cost
$210,120/yrincome needed

About This Home

Welcome to this immaculate two-story home, nestled on 14+ acres in Milford Township. Located just minutes from Miami University, this property is perfect for those who value space, quality, and the equestrian lifestyle. Step inside to find a home defined by warmth and craftsmanship, featuring custom cherry cabinets and 4 spacious bedrooms with 2-1 bathrooms and a partial basement. For the hobbyist or professional, the 30 x 40 insulated workshop provides endless possibilities, while the 24 x 48 horse barn-complete with electric, water, and stallsis ready for your four-legged companions. Riders will fall in love with the professional grade arena, perfectly suited for dressage or other livestock as this property is completely fenced (except for the front yard. The property has mature trees & great views!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
Bogan Elementary SchoolGrades PK-51.5 mi
7/10
Talawanda Middle SchoolGrades 6-86.2 mi
8/10
Talawanda High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedroom

  • Level: Second
  • Dimensions: 22 x 16

Bedroom

  • Level: Second
  • Dimensions: 15 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 10 x 9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 21 x 12

Features

  • Butcher Block Counters,Kitchen Island,Pantry

Florida Room

  • Level: Main
  • Dimensions: 48 x 9

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Other

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 2,450 sqft

Kitchen

  • Level: Main
  • Dimensions: 23 x 12

Living Room

  • Level: Main
  • Dimensions: 20 x 12

Property

Details

  • Parcel number: F2610009000025
  • Zoning: Residential,Agricultural
  • Zoning description: Residential,Agricultural

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 14.38 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$352$4,224
Property Taxes $1,353$16,236
Electricity $262$3,153
Total$5,253$63,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,102/yr
40% on housing$157,590/yr
45% on housing$140,080/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 45013$168
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45013$175
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$699,900
2026-04-30Price change$724,900
2026-03-24Listed for sale$749,900
2026-03-22Listing removed--
2026-03-17Listed for sale$750,000
2004-06-25Sold$277,500
1996-08-19Sold$145,500

For Sale by Agent

AgentTammy K Thome
BrokerageKeller Williams Seven Hills

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