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318 Cottage Ct, Ball Ground, GA, 30107

2beds
2baths
1,000sqft
$344,900
$345price/sqft
$2,286/moest. monthly cost
$91,440/yrincome needed

About This Home

Welcome to this adorable 2-bedroom, 2-bath cottage located within the desirable, quaint community of Ball Ground Cottage Court, just a steps away from downtown Ball Ground! Enter through the expansive rocking chair front porch with stained, beamed ceiling, the perfect place to enjoy your morning coffee, entertain or simply enjoy the tranquil surroundings. Inside, the large open, light-filled floor plan features tall ceilings and a beautifully designed kitchen with quartz countertops, full-size stainless steel appliances, shaker-style custom cabinetry with soft-close drawers, a subway tile backsplash, floating shelves and a flexible dining/living area that could also serve as an office. The main floor bedroom features a beautiful, vaulted ceiling, ceiling fan, paneled wall and an en-suite, full modern bathroom with custom cabinetry, quartz countertops and a subway tile shower with sliding glass door. This room could also be used as a family room! The large laundry room with custom cabinet cabinetry is conveniently located on the main level and includes a huge under-stair storage closet! Upstairs, the generously sized second bedroom features a ceiling fan, closet and a private en-suite bathroom with custom cabinetry, quartz countertops and a tiled bath/shower. A large linen hanging closet on the landing adds even more convenient storage. 3 new heating and cooling zoned remote-controlled units provide great energy efficiency! Enjoy the security and low-maintenance lifestyle of this peaceful, close-knit neighborhood. Walk to downtown Historic Ball Ground and enjoy all the stores, restaurants and scenic trails that this beautiful area has to offer! A rare opportunity to own a home in this unique, sought-after community!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
7/10
Creekland Middle SchoolGrades 6-87.6 mi
9/10
Creekview High SchoolGrades 9-127.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Shingle
  • Construction materials: Cement Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Master on Main, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Open Concept

Features

  • Entrance Foyer,High Ceilings 9 ft Main,High Speed Internet,Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Wall Furnace,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Wall Unit(s),Zoned

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Features: Cabinets Stain, Eat-in Kitchen, Stone Counters, View to Family Room

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Features: Master on Main, Split Bedroom Plan
  • Level: Master on Main, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04N04C 054
  • Other equipment: Dehumidifier
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 2,613 sqft
  • Features: Cul-De-Sac,Front Yard,Landscaped,Level

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$125$1,500
Property Taxes $198$2,376
Electricity $219$2,637
Total$2,286$27,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,377/yr
40% on housing$68,580/yr
45% on housing$60,960/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 30107$239
Cherokee County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 30107$196
Cherokee County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Price change$344,900
2026-02-09Price change$349,900
2025-12-29Price change$350,000
2025-12-19Listed for sale$358,000
2024-10-18Sold$350,000
2024-09-30Pending sale$355,000
2024-09-12Listed for sale$355,000
2022-09-30Sold$307,000
2022-08-30Contingent$310,000
2022-08-30Pending sale$310,000
2022-08-24Price change$310,000
2022-08-10Listed for sale$320,000
2019-12-13Sold$194,900

For Sale by Agent

AgentRYAN C ASSAD
BrokerageKeller Williams Realty Atlanta Partners

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