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81 W 119th St, New York, NY, 10026

5beds
3baths
1,817sqft
$2,599,999
$1,431price/sqft
$18,562/moest. monthly cost
$742,480/yrincome needed

About This Home

This two-family Harlem brownstone, nestled in a historic neighborhood, is full of character and potential. While it is in need of renovations, its classic charm is undeniable. The home features multiple fireplaces, with intricate mantels that add a timeless elegance to each room. Original crown molding lines the ceilings throughout, showcasing the home's rich history and architectural detail. With several spacious rooms across multiple levels, the brownstone offers endless possibilities for transformation. The layout allows for creative customization, whether for modernizing the living space or restoring its original grandeur. High ceilings and large windows invite plenty of natural light, and the home's traditional hardwood floors provide a strong foundation for any future updates. Although a full renovation is needed, the house's original features are a rare find in this vibrant neighborhood, making it a fantastic opportunity for anyone with a vision to restore and reimagine a true Harlem gem.

Getting Around

96
WalkingWalker's Paradise
100
TransitRider's Paradise
84
BikeVery Bikeable

Construction

Condition

  • Year built: 1899

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total structure area: 1,817
  • Total interior livable area: 1,817 sqft

Property

Details

  • Parcel number: 017180108
  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,147$157,764
Home Insurance *$571$6,852
Property Taxes $4,544$54,528
Electricity $300$3,603
Total$18,562$222,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$636,411/yr
40% on housing$556,860/yr
45% on housing$494,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,431This listing

vs Other Active Listings

Avg $/sqft

ZIP 10026$820
New York County$1,488

vs Homes Sold Last Month

Median $/sqft

ZIP 10026$855
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-02-17Listed for sale$2,599,999
2009-08-29Listing removed$3,200
2009-05-23Listed for sale$3,200

For Sale by Agent

AgentPaul St.Clair
BrokerageMYNY Residential

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