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14 W 121st St, New York, NY, 10027

6beds
5baths
5,320sqft
$2,999,999
$564price/sqft
$19,527/moest. monthly cost
$781,080/yrincome needed

About This Home

Originally constructed in 1888–1889 by the noted architectural firm Cleverdon & Putzel, this handsome Renaissance Revival townhouse stands 20 feet wide and extends 55 feet deep on one of the most sought-after blocks in the Mount Morris Park Historic District. Offering more than 5,000 square feet of living space, the home is currently configured as an owner’s quadruplex with a fully finished basement, laundry, and private garden, along with a two-bedroom top-floor apartment that produces over $45,000 per year in rental income. The house combines well-preserved period detail with contemporary updates for everyday comfort. The quadruplex offers four bedrooms, with the potential to create a full-floor primary suite. Lofty ceiling heights — soaring to 13 feet on the parlor floor — along with oversized windows and dual exposures bring in remarkable light and air throughout the residence. Monthly taxes remain very favorable at just $624. A tall fence encloses the rear garden, creating a secluded setting for outdoor entertaining or quiet evenings. The layout also offers flexibility: while it functions beautifully as a two-family, it can easily be reimagined as a grand single-family home. Positioned just blocks from Whole Foods and the shopping, dining, and entertainment of 125th Street, the property is also moments from Marcus Garvey Park and a short walk to Central Park. Acclaimed neighborhood favorites such as Red Rooster, Barawine, Settepani, and Archer & Goat are close at hand. Transportation is excellent with the 2/3 express trains less than two blocks away, and additional access to the A/B/C/D, 4/5/6, and Metro-North all within a short walk. This townhouse presents a rare opportunity in one of Harlem’s most desirable locations: a residence that provides income today, versatility for the future, and the potential to become a spectacular single-family home. Showings are by appointment only — please contact us directly to arrange your private tour.

Getting Around

96
WalkingWalker's Paradise
100
TransitRider's Paradise
84
BikeVery Bikeable

Construction

Condition

  • Year built: 1909

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 5,320
  • Total interior livable area: 5,320 sqft

Property

Details

  • Parcel number: 017200026
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Garden
  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,169$182,028
Home Insurance *$1,705$20,460
Property Taxes $1,774$21,288
Electricity $879$10,550
Total$19,527$234,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$669,497/yr
40% on housing$585,810/yr
45% on housing$520,720/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$564This listing

vs Other Active Listings

Avg $/sqft

ZIP 10027$605
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10027$620
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$2,999,999
2025-10-06Listed for sale$3,100,000
2025-10-01Listing removed$3,150,000
2025-07-24Price change$3,150,000
2025-02-27Listed for sale$3,350,000
2008-04-07Sold$2,200,000

For Sale by Agent

AgentStanley Montfort
BrokerageSERHANT.

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