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46 W 126th St, New York, NY, 10027

7beds
4baths
5,000sqft
$2,950,000
$590price/sqft
$19,164/moest. monthly cost
$766,560/yrincome needed

About This Home

Welcome to one of Central Harlem's finest brownstone offerings—a beautifully renovated approximately 5,000-square-foot, rare 20-foot-wide legal three-family brownstone where timeless architecture meets sophisticated modern living. Featuring an expansive approximately 3,000-square-foot owner's triplex, two income-producing apartments, and an approximately 1,000-square-foot private backyard, this exceptional residence offers an increasingly rare combination of turnkey luxury, flexibility, and long-term investment value. At 20 feet wide, this exceptional brownstone offers generously proportioned rooms, abundant natural light, and a spacious floor plan that is increasingly rare among Manhattan townhouses. The spectacular approximately 3,000-square-foot owner's triplex has been thoughtfully redesigned to blend classic brownstone character with sophisticated contemporary finishes. Highlights include soaring 12-foot ceilings, oversized windows, expansive open-concept living and entertaining spaces, and designer finishes throughout. Step outside to your own approximately 1,000-square-foot private backyard—an extraordinary Manhattan oasis that seamlessly extends your living space and is ideal for entertaining, al fresco dining, gardening, or relaxing in complete privacy. The property also features two income-producing apartments providing immediate rental income. Both apartments offer the potential to be reconfigured into highly desirable three-bedroom residences (subject to applicable approvals), creating an exceptional opportunity to increase rental income, improve cash flow, and maximize long-term value while enjoying an extraordinary owner's residence. Situated on the highly desirable western side of Central Harlem, west of Fifth Avenue, on one of the neighborhood's picturesque tree-lined residential blocks, you'll enjoy some of Manhattan's best restaurants, cafés, parks, and shopping just moments from your front door. Red Rooster, Vinateria, Harlem Tavern, Whole Foods Market, Trader Joe's (coming soon), Target, the vibrant 125th Street shopping corridor, Marcus Garvey Park, St. Nicholas Park, and Morningside Park are all nearby. The A, B, C, D, 2, and 3 subway lines provide quick access to Midtown, Hudson Yards, and the Financial District. Property Highlights Rare 20-foot-wide legal three-family brownstone Approximately 5,000 sq. ft. of interior living space Approximately 3,000 sq. ft. luxury owner's triplex 20' × 100' lot Approximately 1,000 sq. ft. private backyard Two income-producing apartments Potential to create two three-bedroom rental units (subject to applicable approvals) Fully renovated and move-in ready Exceptional income and long-term appreciation potential Ideal for owner-occupants, multigenerational living, or investors Rarely does a fully renovated 20-foot-wide Manhattan brownstone become available offering this exceptional combination of luxury owner-occupied living, substantial rental income, expansive private outdoor space, and outstanding long-term appreciation potential. Whether you're searching for an extraordinary Manhattan residence, a multigenerational home, or a premier investment opportunity, this remarkable property represents one of Central Harlem's most compelling opportunities. Luxury. Lifestyle. Income. Appreciation. Welcome Home. Photo Disclosure Some listing photographs have been professionally edited and/or digitally enhanced to optimize lighting, color balance, sharpness, and overall presentation. Certain images may include virtual staging or decorative elements for illustrative purposes only. No material structural features, dimensions, layout, or permanent property characteristics have been altered. Prospective buyers are encouraged to inspect the property in person to verify all features and conditions.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
75
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Roof Rights

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Interior Area

  • Total structure area: 5,000
  • Total interior livable area: 5,000 sqft

Property

Details

  • Parcel number: 017230056
  • Special condition: Resale

Features

  • Patio & porch: Other,Deck,Terrace
  • Exterior features: Courtyard,Garden,Private Roof Deck,Terrace
  • Has view: Yes
  • View description: City,Garden

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,916$178,992
Home Insurance *$1,677$20,124
Property Taxes $1,745$20,940
Electricity $826$9,915
Total$19,164$229,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$657,051/yr
40% on housing$574,920/yr
45% on housing$511,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$590This listing

vs Other Active Listings

Avg $/sqft

ZIP 10027$605
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10027$620
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$2,850,000
2026-07-01Price change$2,950,000
2024-09-11Price change$2,899,900
2024-07-29Listed for sale$2,950,000
2023-01-26Listing removed--
2022-10-03Listed for sale$2,950,000
2020-11-13Listing removed$4,795
2020-10-20Listed for rent$4,795
2016-09-27Sold$2,685,000
2013-12-25Listing removed$5,000
2013-11-03Price change$5,000
2013-10-31Listed for rent$5,500
2013-04-10Listing removed$1,450,000
2012-04-24Pending sale$1,450,000
2012-02-07Listed for sale$1,450,000
1996-05-16Sold$249,000

For Sale by Agent

AgentAngelo Medda
BrokerageNest Seekers International

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