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300 Cathedral Pkwy #5K, New York, NY, 10026

1beds
1baths
589sqft
$530,000
$900price/sqft
$3,354/moest. monthly cost
$134,160/yrincome needed

About This Home

Unlock the potential of this one-bedroom condo located in vibrant Harlem, New York. This unit is a true blank canvas, needing a full renovation—perfect for investors or buyers looking to customize and add significant value. Situated in a well-established building, the condo offers a solid layout and the opportunity to reimagine the space from the ground up. The building also features a laundry room and concierge service. Enjoy all that Harlem has to offer, including rich culture, historic architecture, renowned dining, convenient transportation, and close proximity to major Manhattan attractions. With strong rental demand and continued neighborhood growth, this property presents an excellent opportunity for redevelopment and long-term returns. Central Park is across the street. Bus and subway stations are conveniently located right outside. An on-site parking garage and bike storage are available. Bring your vision and transform this diamond in the rough into a standout Harlem residence or income-producing asset.

Getting Around

90
WalkingWalker's Paradise
100
TransitRider's Paradise
80
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1989

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 589
  • Total interior livable area: 589 sqft

Property

Details

  • Parcel number: 018451050
  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$116$1,392
Property Taxes $313$3,756
Electricity $246$2,954
Total$3,354$40,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,994/yr
40% on housing$100,620/yr
45% on housing$89,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$900This listing

vs Other Active Listings

Avg $/sqft

ZIP 10026$839
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10026$855
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-04Listed for sale$530,000
2004-04-09Sold$235,000

For Sale by Agent

AgentPaul St Clair
BrokerageMYNY Residential

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