107 W 131st Street, New York, NY, 10027
About This Home
This meticulously maintained residence offers a spacious three-bedroom, 2.5-bath triplex owner’s unit, thoughtfully designed across the upper floors. Soaring ceilings, gleaming hardwood floors, and oversized windows fill the home with natural light and warmth. The gourmet kitchen features stainless steel appliances and a center island, creating the perfect setting for both everyday living and entertaining. The top-floor primary suite serves as a private retreat, complete with an en-suite bath featuring a jacuzzi tub and separate shower. Conveniently located laundry on the top level adds to the home’s practical layout. The garden level one-bedroom apartment offers incredible versatility, ideal for guests, extended family, or rental income. With direct access to your private backyard, it provides a seamless indoor/outdoor lifestyle and the opportunity to customize the space to suit your needs. Perfectly positioned just steps from public transportation, including the 2, 3, A, B, and C subway lines, commuting throughout the city is effortless. Enjoy close proximity to Harlem’s vibrant cultural landmarks, renowned restaurants, charming cafés, and beautiful parks. Whether you are seeking a refined multi-family investment or a live-with-income opportunity, this exceptional townhome offers the perfect balance of comfort, convenience, and timeless charm in one of Harlem’s most desirable neighborhoods.
Getting Around
Walker's Paradise
Rider's Paradise
Very BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Construction materials: Stone,Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Appliances
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- First Floor Bedroom,First Floor Full Bath,Chandelier,Crown Molding,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,Kitchen Island,Natural Woodwork,Open Floorplan,Open Kitchen,Original Details,Pantry,Primary Bathroom,Storage
- Fireplace: Yes
Heating & Cooling
- Heating features: Hot Water
- Cooling features: None
Interior Area
- Total structure area: 2,888
- Total interior livable area: 2,888 sqft
Property
Details
- Parcel number: 19160027
- Attached to another structure: Yes
- Special condition: None
Lot
- Lot size: 1,799 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New York County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,113 | $121,356 |
| Home Insurance * | $1,137 | $13,644 |
| Property Taxes | $1,183 | $14,196 |
| Electricity | $477 | $5,727 |
| Total | $12,910 | $154,920 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Listed for sale | $2,000,000 |
View on Zillow