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23 Hamilton Ter, New York, NY, 10031

7beds
3baths
4,770sqft
$3,495,000
$733price/sqft
$32,276/moest. monthly cost
$1,291,040/yrincome needed

About This Home

Step into a rare chapter of Manhattan history at 23 Hamilton Terrace. Once part of Alexander Hamilton's 15-acre country estate, this 1899 Neo-Renaissance townhouse represents the pinnacle of Gilded Age craftsmanship on a coveted, quiet "side street." Designed by the esteemed William Strom, this light-filled residence is a testament to the "White City" movement, featuring a striking limestone and light-brick facade. Perched upon the terrace's signature elevated stone promenade, the home offers a sense of privacy and European grandeur that is increasingly rare in the city's landscape. This grand two-family property, currently configured as a one-family home, spans four stories and includes 7 bedrooms and 2.5 baths, with dimensions of 17.83 ft. x 75.67 ft. It retains intricate original details that define the Hamilton Heights Historic District soaring ceilings, ornate cornices, and an elegant L-shaped stoop that serves as a stately transition from the quiet street to the sanctuary within. The expansive garden stands out as one of the best features. Whether envisioned as a grand single-family estate or a versatile multi-unit investment, this home offers nearly 5,000 square feet as a canvas for your dreams. Imagine a private wellness floor, a sky-lit library, or an entertaining suite. 23 Hamilton Terrace is more than just an address; it is a sought-after retreat. Residents enjoy the serenity of a block that feels removed from the rush of Manhattan while being only moments from the cultural heartbeat of Harlem. From the historic Grange and St. Nicholas Park, City College campus to the vibrant art galleries and an array of eateries, Hamilton Terrace offers a life of quiet prestige and deep cultural connection.

Getting Around

97
WalkingWalker's Paradise
100
TransitRider's Paradise
62
BikeBikeable

Schools

5/10
5/10
Ms 324 Patria MirabalGrades 6-81.3 mi

Construction

Condition

  • Year built: 1899

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace features: Decorative
  • Fireplace: Yes

Interior Area

  • Total structure area: 4,770
  • Total interior livable area: 4,770 sqft

Property

Details

  • Parcel number: 020500201
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Garden

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,672$212,064
Home Insurance *$11,749$140,988
Property Taxes $2,067$24,804
Electricity $788$9,459
Total$32,276$387,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,106,605/yr
40% on housing$968,280/yr
45% on housing$860,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$733This listing

vs Other Active Listings

Avg $/sqft

ZIP 10031$488
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10031$537
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$3,495,000
1995-12-01Sold$430,000

For Sale by Agent

AgentTraci Byers
BrokerageBrown Harris Stevens

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