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475 W 144th St, New York, NY, 10031

7beds
5baths
4,608sqft
$2,249,999
$488price/sqft
$21,033/moest. monthly cost
$841,320/yrincome needed

About This Home

*All showings and opens houses are by appointment only, please contact us to schedule a viewing.* Step into the past with modern comforts at 475 West 144th street, a Neoclassical, Romanesque Revival style townhouse nestled in the heart of Harlem’s historic Hamilton Heights landmark district and the highly-desired Sugar Hill area. Constructed in 1896 by renowned architects Neville & Bagge, this four-story townhouse boasts seven spacious bedrooms and four beautifully appointed baths, complimented by a delightful self-contained garden unit with its own entrance. Every corner of this majestic townhouse whispers stories of its rich history, while comforting you with tastefully modern updates. The townhouse effortlessly radiates its 19th-century charm through its striking Italian Renaissance wood-carved stairways, original doors, and ornate moldings, offering a one-of-a-kind environment filled with character and allure. Begin mornings on the rear parlor floor deck with a cup of coffee, or unwind after a long day in the serene private patio below. Conveniently located, this property allows for quick access to the A, B, C, D, and 1 subway lines. Indulge in some of the best restaurants and entertainment venues Harlem has to offer, or enjoy a peaceful day at nearby parks. The bustling shopping and dining district of 125th Street is just minutes away, where you will find Whole Foods, Target, Trader Joe's, and a plethora of fine dining and fast-casual options to suit any palate. Don't miss out on the opportunity to own a piece of Harlem history and experience the blend of old-world charm and modern convenience at 475 West 144th Street.

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
82
BikeVery Bikeable

Schools

5/10
5/10
Ms 324 Patria MirabalGrades 6-81.2 mi

Construction

Condition

  • Year built: 1901

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 4,608
  • Total interior livable area: 4,608 sqft

Property

Details

  • Parcel number: 020590033
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Garden
  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$7,564$90,768
Property Taxes $1,331$15,972
Electricity $761$9,138
Total$21,033$252,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$721,131/yr
40% on housing$630,990/yr
45% on housing$560,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$488This listing

vs Other Active Listings

Avg $/sqft

ZIP 10031$493
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10031$537
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-11-04Price change$2,299,999
2024-08-17Price change$2,399,999
2024-05-31Listed for sale$2,550,000
2024-04-19Listing removed$2,695,000
2023-10-10Listed for sale$2,695,000
2019-01-23Listing removed$1,900
2018-11-27Price change$1,900
2018-11-09Price change$2,150
2018-10-20Listed for rent$2,300

For Sale by Agent

AgentStanley Montfort
BrokerageSERHANT.

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