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465 W 144th St, New York, NY, 10031

6beds
6baths
3,630sqft
$2,095,000
$577price/sqft
$19,473/moest. monthly cost
$778,920/yrincome needed

About This Home

Built in 1886 by William Mowbray and situated within the Hamilton Heights Historic District on an architecturally significant block, this gorgeous Tudor red brick and ashlar townhouse boasts 16-foot ceilings, high windows and a beautiful central staircase that together give a wonderful sense of light and space. The façade is also highlighted by a stunning bay window and oculus, and by dolphin and crouching lion gargoyles. This property is delivered vacant with a Certificate of Non-Harassment granted from the NYC Department of Housing Preservation and Development, giving the new Owner a clear path for renovation and reclassification. The property also has a new roof, and attractive taxes ($638 per month). The house retains period details including original mahogany and tiger oak woodwork, stained glass, and a showpiece central Parlor fireplace and four additional original mahogany and oak fireplaces with turn of the century ceramics. The neighborhood has a significant history, being home to artists and musicians including Norman Rockwell, Oscar Hammerstein and George Gershwin. This lovely property is a short 10-minute walk to City College and is in close proximity to the Dance Theatre of Harlem, Jackie Robinson Park, The Hudson River Greenway, The Ten Mile River Playground, and the Harlem River Drive. The Broadway and Amsterdam Avenue commercial corridors are within easy reach with shopping, restaurants, cafes and bars. The house is two short blocks from the A/B/C/D-line subways at 145th Street, and the A train takes 25 minutes door to door to 34th St. Showings are by appointment.

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
82
BikeVery Bikeable

Schools

6/10
8/10
Ms 319 Marie TeresaGrades 6-81.2 mi

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Roof Rights

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,630
  • Total interior livable area: 3,630 sqft

Property

Details

  • Parcel number: 020590037
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Garden
  • Has view: Yes
  • View description: City,Garden

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,593$127,116
Home Insurance *$7,042$84,504
Property Taxes $1,239$14,868
Electricity $599$7,198
Total$19,473$233,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$667,645/yr
40% on housing$584,190/yr
45% on housing$519,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$577This listing

vs Other Active Listings

Avg $/sqft

ZIP 10031$491
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10031$537
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$2,095,000
2026-08-10Pending sale$2,095,000
2026-07-30Listed for sale$2,095,000
2026-07-30Contingent$2,095,000
2026-07-30Pending sale$2,095,000
2026-04-07Listed for sale$2,095,000
2024-07-16Listing removed$1,995,000
2024-03-13Listed for sale$1,995,000
2023-11-10Listing removed--
2023-06-13Price change$2,100,000
2022-06-03Listed for sale$2,500,000
2020-03-02Sold$1,900,000
2019-06-03Listing removed$2,500,000
2018-02-24Pending sale$2,500,000
2018-02-20Listed for sale$2,500,000
2017-09-15Listing removed$2,500,000
2017-07-17Listed for sale$2,500,000

For Sale by Agent

AgentRobert Pair
BrokerageHarlem Lofts

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